Check your student loans online.
Student loans are issued by the semester, and to further complicate things, you may have taken out more than one loan each semester. All of this can leave you unsure of just how many loans you have taken out and with whom. Fortunately, checking your student loans is an easy process, thanks to the National Student Loan Data System (NSLDS). Through this system you can see each of your loans, how much you took out and who your lender is.
Instructions
1. Go to the PIN Web site if you do not have a federal student aid PIN or if you have forgotten yours. (See References.) This is the same PIN used to file your FAFSA. Click "Request a Duplicate" if you've forgotten your PIN or "Apply for PIN" if you do not have a PIN. Enter your identifying information and submit the form.
2. Go to the NSLDS Web site. Click on the "Financial Aid Review" button and then accept the privacy agreement. If you are not using Internet Explorer, the site may warn that your browser may not support 128-bit encryption. Current versions of Firefox, Safari and Chrome all support 128-bit encryption but may not register as such. You can feel secure clicking "Continue" as long as your browser is up to date.
3. Enter your Social Security number, the first two letters of your last name, your date of birth and your PIN number into the form. Click "Submit." This will take you to a page listing each of your student loans.
4. Click on the number next to a loan to go to a page with more details. This page will tell you the disbursement date for the loan, the current loan servicer, the current lender and the loan guarantee agency. Click the "Next" button to go to the detail page for the next loan on the list.
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