Friday, February 26, 2010

Pros & Cons Of Free Trade







The question of free trade---the degree to which the government should regulate business activities that cross national borders---is a contentious social issue that makes for fierce economic and moral arguments.


History


Free trade is an umbrella term for an economic model marked by the freedom of private enterprise to transact business across borders with a minimum of governmental regulation. In general, trade has become increasingly free, with traditional import duties and tariffs being gradually reduced or eliminated over the past three centuries. Today, many countries have signed various free-trade agreements, such as the North American Free Trade Agreement between the United States, Canada, and Mexico.


Arguments in Favor


The most common argument in favor of free trade is that it permits the market to most efficiently price goods and services on the largest possible scale. As governmental barriers to trade---such as taxes, tariffs and regulations---are lifted, proponents say the cost of providing a service or producing a product will decrease, and this lower price would be a net good for society. In general, large-scale production is more efficient than small-scale production and leads to greater profits, which drive further efficiencies, including more advanced technology.


Some political scientists say free trade improves national security by making nations so economically interdependent that armed conflict becomes an increasingly remote possibility.


Furthermore, some say that the right to labor includes the right to engage in some degree of market capitalism that includes trading with the partners of one's choice, irrespective of national borders. As individual entrepreneurs pursue their own self-interest, they accumulate capital that can be used to subsidize the arts and culture within their communities.


Arguments Against








Opponents of free trade argue that the economic benefits of trade are outweighed by the hidden costs. For example, free trade tends to promote the formation of large business enterprises such as multinational corporations that accumulate profit at the expense of local, smaller enterprises. In addition, foreign capital can cut off young industries from blooming in developing economies, fostering a dependency on foreign businesses and potentially undermining the competitiveness of local firms.


Additionally, some say that free trade undermines cultural diversity and can make some economies dependent on others. For example, a small country that has abundant resources of a desired mineral is likely to develop a local economy based on the harvesting of that mineral, so when the need for that mineral evaporates or market conditions change, the entire local economy could be imperiled--perhaps even to the point of collapse.


Finally, some security experts suggest that fair-trade practices that lead to unequal outcomes among states can help destabilize growing economies and increase the risk of violence in areas with a weaker history of effective governance.


Future of the Debate


Economic globalization and concerns about climate change have prompted some criticism of the generally free trade practiced by the United States and some Asian economies. Events that forced a systemic shock to the global economy, including the recession that began in late 2008, had a cascading effect felt around the world---effects that might have been reduced if stronger barriers to trade were in place. The question of whether the benefits of free trade outweigh the risks is unlikely to be settled soon.


Expert Insight


Because free trade is a complex issue, experts offer arguments based on their field of expertise. Economists tend to offer economic arguments, political scientists offer sociopolitical arguments and a growing number of activists offer moral arguments based on the perceived inequalities of free trade as experienced in developing nations. For that reason, a balanced understanding of the issues about free trade requires the understanding of these multiple perspectives about the topic.

Tags: free trade, arguments based, local economy, moral arguments, political scientists

Thursday, February 25, 2010

Apply And Get Into Augsburg College In Minneapolis Minnesota

Becoming an Auggie starts with the application process.


Augsburg College is a four-year, private Lutheran school in downtown Minneapolis. Ranked as one of the best regional universities in the Midwest, it offers over 50 major areas of study and seven graduate degrees.


Augsburg is the only urban campus of the Evangelical Lutheran Church in America and by far its most diverse. Auggies are dedicated to campus involvement, serving the community and fostering their spiritual beliefs. The application process is selective, but with some dedication and hard work, you too can become an Auggie.


Instructions


1. Fill out an application. Undergraduate applications can be completed online or downloaded from the school's website and mailed in. Because the school offers rolling admission, no deadline applies; however, it's wise to get your application in as early as possible. A $25 processing fee is charged for mailed applications; online application is free.


An official copy of your high school transcripts is required. If you are transferring, you must provide an official copy of your college transcripts as well. If you have completed less than one year of transferable college coursework you are required to submit ACT or SAT scores. Two letters of recommendation are also required, as is a personal essay detailing how you expect to enrich Augsburg College and how it will enrich you. Check the requirements for your anticipated major, because certain programs require additional application materials.


2. Bring good grades and test scores. Though more than half of applicants are admitted, nearly 75 percent of incoming freshmen are in the top half of their graduating class, and the average high school GPA for newly admitted students is 3.27.


Scoring well on the SAT or ACT is also important. The average SAT score of admitted students is 1010 and the average composite ACT score is 23. To improve your chances of being accepted, focus on your standardized test score, recommendations and essay.


3. Choose a graduate program. In addition to undergraduate degrees, Augsburg College offers six graduate degree programs as well as a doctor of nursing practice degree.


Though each program has its own admission requirements, some general guidelines pertain. Applicants to the graduate program must hold a bachelor's degree from an accredited college or university and have an undergraduate GPA of at least 3.0. Applicants with a lower GPA may be accepted on a conditional basis.

Tags: Augsburg College, admitted students, application process, copy your, degrees Augsburg, graduate program

Fill Out A Section 8 Application

Filling out applications for Section 8 housing correctly can keep delays to a minimum.


Filling out a Section 8 application correctly can lead to fewer delays and faster placement in a home. That is why applicants should preread the application to become familiar with the questions as well as ensure the proper information is provided and attached for the housing authority.


Instructions


1. Complete an application online or in person. Pick up an application from the application office or call the application office to request an application be mailed to you. In most cases, when applying online you will be required to pay a nominal fee. Many online services that provide an online application are not associated with the U.S. Department of Housing and Urban Development, or HUD, and thus will process the application more quickly for a fee.


2. Complete the application as directed. You will be required to provide general information about yourself, including your name and address, employment history, rental history, income and information about your household, including the number of persons who will reside at the property if granted placement in the program.








3. Sign and date the application and return it to the application office. An application can only be processed with a legal signature, proof of income and applicable identification. You will be asked to provide a Social Security number with your application.


4. Fact-check the application. Confirm all information is correct, moving line by line and fact-checking each date, number and name. Be sure to check for spelling errors. Double-check that you have provided the appropriate documents to support your case.








5. Receive confirmation that you have been placed on the Housing Authority waiting list. You will receive a priority code, stating your placement on the waiting list. At this time you will also be given a time and date for an eligibility interview. The determination will be made based on the information provided, the degree of need and availability of housing.

Tags: application office, Complete application, information about, information provided, that have

Wednesday, February 24, 2010

How Does The Tax Deduction For Tuition Work

How Does the Tax Deduction for Tuition Work?


Qualifying for the Deduction


According to the IRS, there are three scenarios that will allow you to claim tuition payments as tax deductions. They include an individual who pays college tuition; an individual who pays the educational expenses associated with college tuition for a student; and an individual who claims a dependent, such as a spouse or child, who pays college tuition. You cannot claim the deduction if your spouse pays college tuition but you are filing your taxes separately, if you are paying college tuition but another person claims you on his taxes, if you earn more than $80,000 as a single person or $160,000 as a married couple, you are a nonresident alien or if you claim a Hope or lifetime learning credit. This credit applies to educations obtained at vocational schools, colleges, universities and other postsecondary educational institutions.


Expenses That Qualify


The tuition and fees that belong to a college student who is enrolled in a college and has attended classes can be claimed as tax deductions. These deductions can be claimed whether they're paid out of pocket or through a student or education loan. These fees can even be claimed if a student withdraws from college and was not reimbursed any of his expenses. Alumni who are making student loan payments can also claim the interest they are being taxed by either the government or private lenders on their tax forms.








Amount of Tax Deduction


How large your tuition tax deduction will be depends not only on how much you're claiming but on your income. If your modified adjusted gross income, or MAGI, is less than $65,000 the maximum deduction is $4,000. If it's less than $80,000 the maximum deduction is $2,000. There is no tax deduction for tuition offered to those who earn more than $80,000. Most Americans file a 1040 tax form. In this case you'll want to list your MAGI on line 38. List the deductions you're claiming for tuition and fees on line 34.

Tags: college tuition, pays college, pays college tuition, Deduction Tuition, Deduction Tuition Work, Does Deduction

How Does Taking College Prep Courses Prepare Someone For College

How Does Taking College Prep Courses Prepare Someone for College?


Purpose


College prep courses are generally defined as those courses that put kids on track to a college education. They consist of a variety of English, math and other necessary courses that will both enhance the students' knowledge about certain subjects and make them well-rounded individuals. By taking and passing these preparatory courses, a student should be prepared to enter the college world and be on par with his classmates. These classes also act as gauges, both for students and professors. Students can determine what college courses will be like, and professors can determine what students need to learn about a given subject.


Tests








Preparatory classes also provide information that could help students on standardized tests. These tests, including the SAT and ACT, provide colleges with an idea of what students have learned during high school and how well they are able to apply this information outside their traditional classrooms. Though it is not necessary to take college prep courses in order to do well on these tests, many questions center on the same subjects that prep classes do. This may provide an edge to the students who do take them. The SAT, ACT and, if applicable, any college entrance exam results, will be factored into a student's admissions application.


Actual Courses


There are certain courses that many colleges recommend in order to prepare high school students for the fast-paced cirriculae in college. These courses usually include four years worth of English classes, three years of math courses, including algebra, advanced algebra and geometry, three years of natural sciences, including biology, chemistry and physics, and three years of social studies, including sociology, psychology or political science. Depending upon a student's major, a college may also recommend courses in a foreign language or theatrical arts.








Do Your Homework


Some colleges, especially state-run institutions, may require students to complete certain classes before they can be accepted. Check with your guidance counselor to see if the colleges you want to apply for require the completion of certain cirriculae.

Tags: courses that, three years, classes also, College Prep, Courses Prepare

How Does Student Loan Consolidation Work







What Is Loan Consolidation?


Student loan consolidation is the aggregation of several student loans with different interest rates and principle balances into one larger single loan. When loans are consolidated, a lender buys all the student's debt, which enables them to offer the student a new rate. Since the lenders have a lot of money, they can pay off the student's previous debt in full, which can allow them to offer lower interest rates than the student had initially. Consolidators are willing to do this because student debt is a type of debt that is fairly safe, as college graduates earn more on average than non-grads, and student debt is very difficult to avoid or get rid of, even in the event of bankruptcy.


When to Consolidate


The time when most students consolidate their loans is soon after graduation, sometime before they actually have to start making payments on their loans. (There is usually a 6-month grace period before loan payments have to be made.) Consolidating before any payments are made allows the student to reap maximum benefit from the consolidation. It is also a good time to consolidate if interest rates have fallen or if a student has variable interest loans and the consolidated interest rate is fixed and low. When interest rates fall, consolidating can allow the student to lock in his loans at a lower fixed rate. Changing variable rates into fixed rates through consolidation can prevent interest payments from increasing in the event that interest rates start to rise.








Benefits and Drawbacks of Consolidation


The primary benefit of loan consolidation is that it can allow student borrowers to pay less overall interest on their loans. It can also protect them from the volatility of payments involved with variable interest rates. Another benefit of consolidation is that it turns several payments owed to different lenders into one payment. This means that the borrower only has to worry about writing one check each month, which simplifies repaying the loan, and makes it less likely that the student will forget a payment.


There are several potential drawbacks to consolidation as well. For once, federal student loans offer very low rates, and consolidating them with higher rate private loans can result in an overall higher rate for the federal loans. Also, by consolidating, the student can no longer make over-payments of specific loans to get them paid off quicker. It can be a psychological victory to get a whole loan paid off even if it is a small one--a huge consolidated loan can make it feel like payments are just small drops in a very large bucket.

Tags: interest rates, student debt, their loans, allow student, consolidation that

Monday, February 22, 2010

Online Journalism Degrees

Many schools offer online journalism degrees.


Many working and nontraditional students are unable to attend brick-and-mortar colleges and universities due to their demanding class schedules and specific geographic locations. Such students benefit from the flexibility and convenience of online learning. Fortunately for those interested in pursuing a journalism degree, a number of accredited universities offer online journalism degrees.


University of Missouri


The University of Missouri offers an online graduate journalism program accredited by the Accrediting Council on Education in Journalism and Mass Communications (ACEJMC), the independent accreditation board responsible for granting accreditation to qualified journalism programs. Students pursuing an online journalism degree must choose from one of two graduate specializations: media management and strategic communications. Students in both specializations are required to take 37 credit hours in core media and communications courses that are delivered via a centralized management system on an asynchronous schedule. This allows students to log in and view lectures at their convenience. In addition to the 37 credit hours of online coursework, students are also required to visit the physical campus twice during the program, once for a summer workshop in June and once to defend a required graduate thesis.


University of Missouri


School of Journalism


120 Neff Hall


Columbia, MO 65211-1200


(573) 882-1045








journalism.missouri.edu/graduate/online/learn-anywhere.html


University of Memphis


The University of Memphis offers both undergraduate and graduate online journalism degree programs accredited by ACEJMC. Students in the undergraduate program are required to take 120 credit hours of combined general studies courses and core journalism major courses. Students in the graduate program have the ability to choose between three degree options: a non-thesis degree option that requires 36 credit hours, a special project option that requires 33 credit hours and completion of a graduate project, and a thesis option that requires 30 credit hours and completion of a graduate thesis. Students in all of the online programs take live courses with their professors who are streamed using web conferencing technology.


University of Memphis


Department of Journalism


3720 Alumni St.


Memphis, TN 38152


(901) 678-2000


umdrive.memphis.edu/g-journalism/intro.html


University of Massachusetts


The University of Massachusetts, a fully accredited public institution, offers a Bachelor of Arts with Journalism Concentration online program. This program, which is available through the school's University Without Walls, offers students the unique ability to receive journalism credit reductions for those with professional journalism experience. Additionally, students are allowed to transfer in up to 75 credit hours of coursework from other accredited universities. Online courses in this four-year program are set on an asynchronous schedule, giving students the ability to learn whenever and wherever they choose.








University of Massachusetts


333 South St., Ste. 400


Shrewsbury, MA 01545


(877) 698-6277


umassonline.net/degrees/Online-Degree-Bachelor-Journalism.cfm

Tags: credit hours, journalism degree, option that, option that requires, requires credit

Find Graduates Of Your High School

Find graduates of your high school and plan a night of fun.


Reminiscing about the past is a rollicking good time, especially when you reconnect with former classmates to reminisce together. Whether planning a high school reunion or just hoping to locate a particular friend or two, finding graduates of your high school with whom you have lost touch is a rewarding experience. The process of locating former friends and classmates is becoming easier each day thanks to the continuing advances in technology.


Instructions


1. Call your high school. Many high schools maintain databases with contact information for former students organized by year of graduation. Even if your high school does not have this information, it may be able to put you in contact with a representative from your graduating class who does.








2. Join and search social networking sites like Facebook and Twitter. The increasing popularity of social networking means more and more people join sites everyday, thus the odds are favorable that you will be able to find former classmates through this method. Additionally, members often include information about which high school they attended in their member profiles, as well as maiden name cross-references.


3. Register on a site that specializes in finding graduates of high schools. Memory Lane, High School Reconnect and My Free Alumni Finder are three sites that offer free online searches and have listings for high schools from all across the United States. These sites make it easy to search by school and graduation year.


4. Place an ad on your high school's website or in a school newsletter. List your name, graduation year and contact information and ask that graduates from your high school year to e-mail or phone you with their contact information. Even if the people who read the ad are not from your high school year, they may know people who are and they can pass the information along.

Tags: high school, your high, your high school, contact information, from your, high schools, finding graduates

Definition Of Online College

Online colleges offer flexible distance learning programs for numerous fields. Students can earn their Associate's, Bachelor's or Master's degrees online without stepping foot on a college campus. Online colleges may also offer accreditation or certification programs in various disciplines.


Function


Online colleges allow students to obtain college credit without physically attending classes on campuses. These schools provide non-traditional students with convenient opportunities to earn their degrees.


Communication


Classes are generally conducted through virtual classrooms, chat rooms or message boards. Instructors and counselors can be reached via e-mail, instant messenger or telephone.


Time Frame


Accreditation or certification programs can usually be completed in 6 months to 1 year. Bachelor's and Master's programs may take several years to complete.








Flexibility


Online colleges offer a high level of flexibility. Rather than meet for scheduled classes each week, students can complete coursework according to their personal weekly schedules.


Degrees








Many online colleges offer vocational programs for fields such as criminal justice, nursing, graphic design or paralegal. Associate's, Bachelor's and Master's degree programs are also available through online colleges.

Tags: Bachelor Master, colleges offer, Associate Bachelor, Associate Bachelor Master, certification programs, earn their, Online colleges

Friday, February 19, 2010

Gamsat Tips On Essay Writing







In Australia, the GAMSAT must be taken when applying to medical school.


The Graduate Australian Medical School Admission Test is known as the GAMSAT. Part of the GAMSAT is to write two essays, each one based on a quotation. The amount of time allotted for these essays is 30 minutes each. In order to pass the GAMSAT, you must get a passing grade on both essays.


Practice, Practice, Practice


The only way to get better at the GAMSAT essay topics is to practice. Set up a testing situation for yourself and set a timer for 30 minutes. Pick sample GAMSAT essay topics and write an essay. After writing it, have someone else read it to see if it is coherent and intelligent. The more practice essays you can do, the better prepared you will be during test time to finish the essays in the time allotted.


Organization


Each essay is allotted only 30 minutes to complete. Being organized in how you spend your time is key to finishing the essay. Give yourself no more than five to ten minutes to brainstorm. The remaining 20 to 25 minutes should be on writing. Having an organized writing style also helps. Start with a quick intro of three to five sentences, followed by two to three supporting paragraphs and the conclusion.


Preparation Course


Take a preparation course if possible. In a prep course, you will get practice on essay writing, an instructor who can edit your pieces and give you feedback, and practice on staying with your timetable.


Read








The essay questions can often be difficult to read and comprehend. Vocabulary words that are obscure may be used. In order to complete the questions quickly, a knowledge of more complex vocabulary is helpful. Read newspapers, essays written by others, as well as research papers to get a better vocabulary base. You cannot write an essay on a topic that you do not understand.

Tags: essay topics, GAMSAT essay, GAMSAT essay topics, GAMSAT must, Practice Practice, time allotted

Dui Laws In Pennsylvania

DUI laws in Pennsylvania allow for the court to suspend your license.


DUI laws in Pennsylvania are divided into three main categories determined by the BAC, or blood alcohol concentration, found in a driver's system at the time of his arrest. All drivers with a BAC of .08 or higher can be charged with DUI; however, commercial vehicle drivers only need to be found to have a BAC of .04 to be charged with DUI, and any driver under the age of 21 will be charged with DUI if the BAC is .02 or higher. The law provides for penalties based on the BAC and the number of previous Pennsylvania DUI offenses.








Lowest BAC (.08 to .099)


A Pennsylvania driver with a blood alcohol concentration in this range will not have his license suspended if it is a first-time offense, but he will be required to pay a fine of $300 and remain on probation for six months. For second DUI offenses, the driver will have his license suspended for 12 months, pay a fine between $300 and $2,500, and receive a jail sentence of between five days and six months. For third DUI offenses, the driver will have his license suspended for 12 months, pay a fine between $500 and $5,000, and receive a jail sentence of between 10 days and two years.








Mid-Range BAC (0.10 to 0.159)


A Pennsylvania driver with a blood alcohol concentration in this range will have his license suspended for 12 months if it is a first-time offense, but he may be able to apply for a Limited Occupational License after 60 days. Additionally, he will be required to pay a fine between $500 and $5,000 and receive a jail sentence of between 30 days and six months. For second DUI offenses, the driver will have his license suspended for 12 months, pay a fine between $750 and $5,000, and receive a jail sentence of between 30 days and six months. For third DUI offenses, the driver will have his license suspended for 18 months, pay a fine between $1,500 and $10,000, and receive a jail sentence of between 90 days and five years.


Highest BAC (1.6 and above)


A Pennsylvania driver with a blood alcohol concentration in this range will have his license suspended for 12 months if it is a first-time offense, but he may be able to apply for a Limited Occupational License after 60 days. Additionally, he will be required to pay a fine between $1,000 and $5,000 and receive a jail sentence of between three days and six months. For second DUI offenses, the driver will have his license suspended for 18 months, pay a fine of $1,500 and receive a jail sentence of between 90 days and five years. For third DUI offenses, the driver will have his license suspended for 18 months, pay a fine of $2,500 and receive a jail sentence of between one and five years.


Implied Consent


A Pennsylvania driver who refuses to consent to a blood, breath or urine test when he is suspected of driving under the influence is automatically assumed to be guilty of DUI and will have his license suspended for one year. In some cases, this refusal to submit to testing carries harsher penalties than would be meted out for an individual BAC.


Other Controlled Substances


DUI laws in Pennsylvania allow a suspected impaired driver to be tested for other intoxicants to include marijuana and cocaine. Penalties for driving while intoxicated by these substances are imposed under the same guidelines as they are for alcohol.


Additional Penalties


In Pennsylvania, the law requires every person convicted of driving under the influence to attend Alcohol Highway Safety School. Additionally, the court may require second and third offenders to attend drug and alcohol screening and rehabilitation.

Tags: have license, have license suspended, license suspended, will have, will have license, jail sentence, jail sentence between

Thursday, February 18, 2010

College Prep Courses

College admission is competitive. Colleges and universities want to accept the best of the best. Getting a leg up on the competition for college admissions can start early. The first year of high school is when students should start thinking about college, taking college prep courses and other courses needed to prepare them for a higher education.


Why Take College Prep Courses


College prep courses are designed to give the basics that students need to succeed in a degree program for a university or college. They give students an academic background and a wide variety of after-high school options.


Planning During your High School Years


Education Planner (see Resources section) gives a great list of college prep courses to take, along with a timeline for each grade level to help you plan your college prep in high school from start to finish. It starts with meeting your counselor, talking about colleges and universities you are interested in and making sure you are enrolled in the correct classes right off the bat. By the end of the timeline, you will be ready to graduate and go on to the college of your choice, having taken the correct college prep courses required and having completed additional steps to help you get accepted to the college or university of your choice.


Recommended Courses


ACT, the official website to the one of the most used college entrance exams, recommends that high school students preparing for college should take four years of English, three years of math, social studies and science. The math recommendations are Algebra I and II and geometry. The science courses should include biology, chemistry and physics. For social studies and English, there are no specifics.


Other Recommended Courses


Colleges and universities differ in the college prep course work they require of incoming students. Although most require the math, English, social studies and science, there can be additional courses required. It is a good idea to check with the schools you are interested in attending to see what their specific requirements are. Some may include a foreign language, an arts course, a computer course or theater. It is simple and easy to see what your schools of interest require. Most have their college prep courses listed on their websites.








Additional Things to Remember when Taking College Prep Courses


A website specializing in helping high school students plan for their future called eCampusTours.com says that most colleges look at high school courses taken and grades. They want to accept students that are taking challenging classes. So if you have taken all your college prep courses and need more classes to round out your schedule, take honors classes. Also, keep in mind as you schedule your classes, grades do matter. Make sure you are taking challenging classes, but not too many that you struggle in them. It is important to find the balance between good grades, challenging classes and your college prep courses.

Tags: high school, college prep, college prep courses, prep courses, challenging classes, college prep, social studies

What Are The Disadvantages Of A Community College

A community college can be a good alternative to a traditional four-year college because it is normally cheaper and closer to home. It also serves as a good transition from high school to college. However, despite its advantages, community colleges also have many disadvantages.


Associate Degree


A community college awards an associate degree, not a bachelor's degree, which is needed for many jobs.








Lack of College Atmosphere


Because many community colleges cater commuter students, they lack the residential, community feel of many four-year colleges.








Lack of Campus Resources


Community colleges normally do not have extensive library systems or other resources, such as exceptional academic advising for students.


Hard to Transfer Credits


Depending on the four-year university at which you want to continue your education, transferring credits might be hard because the university might not recognize the credits you received at your community college.


Less Interaction


There is less student interaction at a community college compared with a four-year school, possibly leading to more problems networking.

Tags: community college, community colleges

Take Advantage Of Public Library Services

Take Advantage of Public Library Services


Public libraries are more than just books. Technology has transformed public libraries from book warehouses to electronic information centers. As institutions of social service, libraries offer a wide range of self-improvement programs and services to the public. Review the information below to make the most out of your local public library.


Instructions


1. Visit your public library Web site to learn all you can about the range of library services. Learn about the resources available to you and the policies for use.


2. Get a library card. If you don't already have one, bring a photo ID and proof of current address to the library. You'll probably need to fill out an application and provide proper supporting documents to obtain a card. If you already have a card, make sure it's still active and that you don't have any outstanding fines.


3. Check out the community calendar. Public libraries offer a series of events, meetings, training sessions and other activities for the community. Most are free, but check for fee information and enrollment procedures.


4. Hone your computer skills. While most libraries have computers with Internet access available for public use, they also offer training on use various computer programs.


5. Reserve a meeting room. Most libraries allow patrons to use reading rooms for personal use. You may reserve a room for a one on one tutoring session or to hold a special meeting or event. Review the library's terms of use to learn more.


6. Access other library collections, and check out materials from another public library. Interlibrary services allow patrons to borrow books from other city libraries.


7. Go beyond books. Public libraries house volumes of audio visual material. From DVDs to LPs, be sure to browse the collection.

Tags: public library, Advantage Public, Advantage Public Library, allow patrons, already have

Wednesday, February 17, 2010

Online Computer Programming Courses

Learning computer programming usually requires specialized training.


The number of jobs in the field of computer programming is expected to increase by 21 percent from 2008 to 2018, according to the most recent Bureau of Labor Statistics projections. Several colleges offer online courses of study and degree programs that can give you the proper background and education needed to obtain a job in this growing job market.


Drexel University


Drexel University offers online computer programming courses through its master's degree programs in computer science and software engineering. Both programs require students to complete 45 credit hours to graduate. Courses in computer programming in the software engineering program include programming languages, data structures and algorithms, programming tools and environments and software design. The computer science master's of science degree offers students opportunities to pursue many of the same courses, but also has additional course offerings in various areas such as software design, parallel programming, compiler construction, program generation and optimization, reverse software engineering, computer graphics and introduction to computer vision.


Drexel University


3141 Chestnut St.


Philadelphia, PA 19104


800-237-3935


drexel.edu


Capella University Courses


Capella University offers online computer programming courses through its master's of science degree in computer science. The university offers students an opportunity to pursue a specialization in the area of enterprise software architecture. Students complete 48 credit hours to graduate from the program. Computer programming and related courses include studies in architectural implementation, enterprise software architecture quality assurance, enterprise software architecture design, advanced application development and enterprise software interface design.


Capella University


Capella Tower








225 S. 6th St., 9th Floor


Minneapolis, MN 55402-3389


888-227-2736


capella.edu/


American Sentinel University


American Sentinel University offers online computer programming courses. The university offers a master's degree in computer science that covers a variety of topics within the computer programming field. Students complete 39 credit hours en route to the degree, of which 27 credit hours are in core courses and an additional 12 comprise the computer programming courses needed to complete the degree. Courses of study include advanced concepts of computer programming languages, network performance modeling, computer architecture, concepts of artificial intelligence, network design and analysis and distributed systems.








American Sentinel University


2260 S. Xanadu Way, Suite 310


Aurora, CO 80014


800-729-2427


americansentinel.edu

Tags: computer programming, computer programming courses, computer science, credit hours, enterprise software, programming courses, American Sentinel

Gmat Hints

Study guides and computerized practice tests are useful GMAT tools.


The Graduate Management Admission Test is a computerized exam comprised of mathematics, verbal, and writing sections used to measure the ability of the test taker to succeed academically in a graduate business program. There are many strategies for both studying for and taking the GMAT, including different approaches to each question type and basic test day tactics.


Test Structure and Timing


The GMAT is structured such that your answer to a question determines the difficulty of the following question. This computerized system places more emphasis on the first group of questions as opposed to the last, so test takers should not rush through the early questions. Timing and reaching the end of each section is also important, as you will be penalized for unanswered questions.


Test Day Instructions


Many test takers, nervous and anxious to begin the exam, do not pay close enough attention to the test-taking instructions. In order to remain relaxed and focused on the exam content, students should listen attentively to the basic instructions so as to not waste time figuring these out during the test. These instructions include enter responses, where to see the time, accessing the Help function, and when the section breaks occur.








Computerized Practice tests


In order to get comfortable with the test structure and schematics, taking practice tests that are computerized is important. While practice paper tests can help you become familiar with the content, they are sometimes separated into sections by difficulty. Such separation is not ideal as the questions during the exam can become easier or more difficult, depending on the answer to the preceding questions.


Reading Comprehension Section


Reading the first question before reading the passage will help the test taker to know what to look for in the reading comprehension passages. After finding a sentence believed to answer the question, it is helpful to also read the preceding and following sentences to ensure full understanding of the sentence and better answer the question. Having scrap paper to take notes from the passage can be useful during this section of the test.


Critical Reasoning Section


As with the reading comprehension section, reading the question before reading the passage will help the test taker to pinpoint what answer they are looking for. Furthermore, these questions will often have multiple correct statements to choose from. A true statement is not necessarily be the correct answer as it may be infused with too much emotion. Test takers should look for answers of a neutral tone and opinion.


Sentence Correction Section


Questions in this section will have multiple errors and test takers must be sure to select the answer which corrects all of the errors without altering the meaning. Closely reading each choice will help deter test takers from prematurely selecting an answer which does not fully correct the sentence. It is often helpful to read the sentences to yourself silently as it is sometimes easier to hear errors and what sounds wrong than to read them on paper.


Quantitative Mathematics Section


The math section on the GMAT is similar to that on the SAT, testing you on the first year of basic high school algebra and geometry. This section is not just about finding the solution, but the means by which the test taker arrives at the answer. Those unable to find the simple solution to the problem and instead solve the problems through long equations may not have time to complete the section.

Tags: test taker, answer question, test takers, will help, answer which

Tuesday, February 16, 2010

Schools For Fashion Consultants

Image consultants are knowledgeable in color theory and wardrobe analysis.


An eye for color and style can lead to a career as a fashion consultant (also known as a fashion stylist). Fashion consultants analyze a client's complexion and body type in order to select the styles and colors of clothing that are most flattering. Completing an online or campus-based training program teaches aspiring fashion consultants about color theory, wardrobe analysis and launching a business.








Image Resource Center of New York








The module-based Image Consultant Training Program offered by the Image Resource Center of New York trains aspiring stylists in a variety of areas. While the full program lasts nine days, participants can take individual modules. The women's wardrobe and style analysis module teaches aspiring fashion consultants market services and conduct evaluations of a potential client's lifestyle and personality. The personal shopping field trip is geared towards students with a knowledge of style assessment techniques and body types and provides an opportunity to put the skills learned in the wardrobe analysis module into practice. Additional modules focus on menswear, color analysis, and entrepreneurial skills. Classes are held in New York.


ByFerial


ByFerial is an image consulting firm that offers training to prospective fashion consultants. In the US, training courses are held in Fort Lauderdale, Florida. The introductory class for consultants consists of four modules taken over a six-day period. Participants learn about body proportion, proper measuring techniques, color theory and business building. An etiquette module is also offered for consultants who choose to work with clients to overhaul their entire image and not just their wardrobe. Advanced training in personal shopping and portfolio building is also available.


Fashion Image Insitute


The Fashion Image Institute offers an online fashion stylist certification course. The curriculum covers the history of fashion styling, get work, styling celebrity and non-celebrity clients, and creating portfolios. Upon completion of the course, students are able to create style plans, sketch concepts for clients and identify various eras in fashion history. Students who pass the final exam with a score of 85% or better earn a certification as a fashion stylist and can access a number of forms, such as personal style questionnaires and invoices, to help them launch their consultant business.

Tags: color theory, fashion stylist, wardrobe analysis, analysis module, aspiring fashion, aspiring fashion consultants, Center York

Use Your Yours You'Re

your, yours, you're


I've seen several articles and manuscripts where the terms "your","yours" and "you're" are used incorrectly in sentences. This article will show the correct way to use your, you're and yours.


Instructions








1. The word "Your" is the second person possessive adjective, used to describe ownership and when used correctly, is almost always followed by a noun.


Ex: Your mortgage is too high.


Did you pass your driving test?


You won the marathon in your age group.


2. The word "Yours" is also the second person but it is a possessive pronoun and it combines the word "your and the noun".


Ex: I found this wallet, is it yours? (I found this wallet, is it your wallet?) The term "yours" combines your and wallet.


I have my passport and here is yours. (I have my passport and here is your passport).


3. The word "You're" is a contraction for "you" and the verb "are" (you are).


Ex: You're late. (You are late).








You are missing a tooth. (You're missing a tooth).


Do not write "your welcome" or "your right". It should be written "You are welcome" or "you're welcome". Similarly, it is "you are right or you're right".

Tags: found this, found this wallet, have passport, have passport here, missing tooth, passport here

German Kids Activities

German traditions have an important place in American culture, especially when it comes to kids. Most of us don't realize just how many customs we have today that come from Germany. From everyday arts and crafts to folk tales to holiday traditions, there are lots of great ways to incorporate German culture into quality time with your children!








Arts & Crafts


One of the best ways for children to improve motor skills and bond with parents and teacher is through arts and crafts. One great activity to get kids excited for back to school is a traditional German craft called Schultüte, which literally translated means "school sack." A Schultüte is simply a piece of paper that the children decorate and is rolled into a cone shape and secured with glue or tape. The cone is then filled with treats for the children to enjoy on the first day of school.


Another great craft to introduce children to German culture is an environmental one. Introduce your children to the importance of alternative energy sources by making windmills. Using an empty toilet paper roll for the base, allow the children to paint or glue windows and doors onto it. Then help them cut two arms for the windmill from card paper or construction paper. Attach these to the roll with a brad and you're finished.


Not only is crafting a good way to develop kids' confidence and motor skills, but you can also open their minds to new cultures and ideas!


German Märchen


Believe it or not, our most popular children's fairy tales and folk tales originated in Germany. Stories like Rapunzel, The Frog Prince, Little Red Riding Hood and Hänsel and Gretel are just a few of the famous stories authored by The Brothers Grimm over a hundred years ago. Though some of the tales (märchen in German) are intended for slightly older children, the main point of these stories was to encourage children to behave and obey their parents.


Another idea for your kids to establish a connection with German culture is to let them listen to these märchen as audiobooks. If you want your child to learn German, starting early with familiar stories would be a great way to get them excited about learning a new language!


Seasonal and Holiday Ideas


In Germany, the most popular holidays hold both religious and secular importance, much like they do in America. This leaves a lot of room for children to participate in the celebration of holidays such as Christmas (Weihnachten) and Easter (Ostern).


In fact, many holiday traditions most families have, are rooted in Germany. A gingerbread house at Christmas time is fun to build and yummy for kids of any age. Also at Christmas time, children in some towns construct paper bag lanterns and lead a procession to the castle on a hilltop. At Easter time, many families spend the afternoon participating in Easter egg hunts with children or decorating eggs with paint or dye. In Germany, these eggs are then put on string and hung from branches of trees inside and outside the home.








If you get creative with your child, there are lots of fun ways to integrate new culture into everyday activities and learn something new!

Tags: German culture, Christmas time, culture into, folk tales, holiday traditions, most popular

Monday, February 15, 2010

How Get My Student Loans Forgiven

Student loans can seem overwhelming especially after you graduate and begin job hunting. Your loan has to be paid back. It is possible to have most, if not all of your student loans forgiven in a couple of years with the right career choice. It may not be the highest paid job you can find, but it will give you some financial freedom as it pays away your debt.


Instructions


1. Teach in a low-income area for five years. You can also teach in a state where there is a shortage of teachers, and teach special education, math, science or foreign languages.


2. Work as a full-time nurse or doctor in a place where there is a shortage of nursing care. If you do this for two years you can get 60 percent of your student loan forgiven. If you work for three years, you may qualify for an extra 25 percent student loan forgiveness. There are some hospitals or states that offer total loan forgiveness if you work in specific healthcare areas. These will vary depending on the state or hospital you work in.








3. Work for the government for 10 years in one of its public service positions. After you have made at least 120 consecutive payments on your student loan, you may then be eligible to have your federal loans repaid, but you must be employed for 10 years. There are many different jobs to choose from, such as a firefighter, social worker, librarian or lawyer.


4. Join the National Guard while you are in college for total loan forgiveness. You can also join after you graduate college, but it will only pay $20,000.


5. Volunteer in the Peace Corps, Americorps or Volunteers in Service to America. The amounts that these services forgive each year for student loans varies. For those who join the Peace Corps, 15 percent of your Perkins loans for the first two years will be paid. If you serve three to four years, it will pay 20 percent of your student loans, for a total of 70 percent student loan forgiveness after four years of service. Americorps or Volunteers in Service to America will pay $4,725 for one year of service.

Tags: loan forgiveness, student loan, your student, percent your, your student loans

Apply Lippitts Theory Of Change In Nursing







Lippitt's change theory is based on bringing in an external change agent to put a plan in place to effect change. There are seven stages in this theory and they are diagnose the problem, assess motivation, assess change agent's motivation and resources, select progressive change objects, choose change agent role, maintain change, terminate helping relationships. This theory can be used in nursing to effect change.


Instructions


1. Diagnose the problem. In this step, the nurse leader, staff nurse or health care personnel notices and diagnoses a problem. The need for change is then made known to other members of staff who will be affected, so that meetings can be held to decide on move forward.


2. Assess motivation. Find out if those that will be affected by the change are willing to let it happen or are opposed to it. Check to see if the change can be accomplished based on available resources like money. Come up with solutions that will address all possible problems that may be encountered on the road to change.


3. Check to see if the change agent can do the job. Determine if the change agent hired from another firm has what it takes to do the job by way of stamina, experience, acceptance by the nurses and other staff, a genuine desire to see the change project succeed and the right personality.


4. Write a plan to implement the change. The plan should contain detailed steps that include timetables and deadlines. Responsibilities are then assigned to all parties involved in making the change happen.


5. Determine the role of the change agent. Let everyone working on the change project know what the role of the external change agent will be so that there will be no confusion as to what his job is, thus preventing misunderstandings or resentment.


6. Maintain the change. In this step of Lippitts's change theory, the change project is monitored for progress. All parties involved in the change project communicate with each other and the change agent to update themselves on the progress of their individual tasks.








7. Terminate the helping relationship. In this stage, the external change agent is let go by whoever hired him and supervised his work. Also, at this stage the change is made permanent by creating rules and policies that have to be followed.

Tags: change agent, change project, external change, external change agent, change theory, Check change, effect change

How Get A College Application Mailed To Me

There's a seat waiting for you in college.


More than 3 million first-time freshmen entered colleges and universities in 2008 and the number is expected to rise to 3.5 million by 2019, according to the National Center for Education Statistics. The first step in going to college is getting accepted, and you can't get accepted without completing and submitting an application. Requesting an application is probably the easiest part of the entire college process. The admissions office will give you one if you visit (and answer any questions you might have) or mail one to you if that is more convenient. Most institutions also make them available on line.








Instructions


1. Locate a campus phone number and address by visiting the college's website and clicking on the "Admissions" link.


2. Call directory information to get the contact information for the admissions office if you do not have Internet access.








3. Call the college's admissions office and ask the representative to mail an application to you; provide the address to which you would like the application mailed. Or, write a letter requesting that an application be mailed to you. Include your mailing address in your letter.

Tags: admissions office, application mailed

Friday, February 12, 2010

Build A Float

It's Homecoming Week, and you're in charge of the float for your college organization. What's more, it's a contest. Relax, because you can build a beat-the-other-team float that will stand out at the parade. You just need a few helpers and your overactive and school-spirited imagination.








Instructions


1. Find a flatbed trailer and a truck to pull it down the parade route. You'll need a large open area to build the float. If there's any chance of rain, find a garage or carport to store it once you have the float decorated.


2. Cover the sides and the base of the flatbed trailer with chicken wire. You can use a staple gun to secure the wire to the trailer. Make sure you get it fastened well; you don't want a stiff wind blowing it into the crowd. You could also use cardboard or wooden boards.


3. Fill in the chicken wire with cloth, tissue paper or just about anything else in your school colors.


4. Create figures, such as your school mascot beating up on the other school's mascot, out of more chicken wire. Cover the figures with tissue paper, napkins, paper mache or crepe paper.


5. Add large balloons in your school colors.


6. Make large signs for your float. The signs should suggest your team will destroy the other team.








7. Force a large group of people from your organization to dress in school colors and ride on the float. They should yell cheers and throw candy to the crowd. They also can accompany you to the winner's circle to accept first prize.

Tags: chicken wire, school colors, your school, flatbed trailer, school mascot, tissue paper

How Earn My Spanish Degree Online

Learn Spanish online by completing a degree with an accredited online school.








Whether you are interested in learning Spanish for professional or personal reasons, you can earn a Spanish degree online. Earning a Spanish degree online can prepare you for a career as a translator, teacher, transcriber, interpreter and web publisher. In addition, learning Spanish online can prepare you for traveling to Spanish-speaking countries, becoming an international volunteer or helping those in your community who only speak Spanish.








Instructions


1. Determine if you prefer having a certificate or bachelor's degree in Spanish. Find out which level of education is needed for the career you desire.


2. Search for an online school that offers the level of Spanish education you would like. Schools that offer online degrees in Spanish as of 2010 include Ashford University and Glenn Foster Career School.


3. Register with the online school that offers the degree in Spanish that you prefer. Ensure that the school is accredited so the degree will be recognized by potential future employers.


4. Find a tandem partner or make a friend who speaks fluent Spanish to practice with, or hire a tutor for once a week sessions. While this is not required, it can assist you in learning Spanish faster and easier while going through your online courses.


5. Complete the courses as directed by the university or educational institution.

Tags: learning Spanish, online school, degree online, degree Spanish, online prepare, online school that

Thursday, February 11, 2010

Law Schools With Study Abroad In England

Studying in England can enhance your law school experience.


Choosing the right law school can be a difficult task. There are many factors to consider besides just cost and reputation. Many law students choose their program based partly on the types of law programs the schools offer. Students wanting to study international law may wish to consider a law school with a study abroad program. Several American law schools offer study abroad programs in England.


Tulane University


The Tulane University School of Law is known among American law schools for its international emphasis and study abroad programs. The opportunity to study in England is offered as part of a summer study abroad program. The focus of the program is on international commerce and law. The legal systems of both the U.S. and the European Union is emphasized. Law students can take four different classes as part of the study abroad curriculum: International Regulation of Intellectual Property, Transatlantic Business Law, Transatlantic Litigation and Products Liability in the United States and Europe.


Tulane University


School of Law


6329 Freret St.


John Giffen Weinmann Hall


New Orleans, LA 70118


504-865-5930


www.law.tulane.edu








University of Iowa


The College of Law at the University of Iowa offers students the opportunity to study in England as part of its ongoing collaborative relationship with six other American law schools. The University of Iowa College of Law serves as the administrative institution of the study abroad program in London, England. The program is offered during the spring semester of the academic school year. Students can pursue a variety of courses of study: The English Legal System, The Law of the European Union, Business Associations, British Legal Methods, Corporate Finance, The Global Financial Crisis, International Human Rights and International Business Transactions.


College of Law


The University of Iowa


290 Boyd Law Building


Iowa City, IA 52242


319-335-9034


uiowa.edu


Hamline University


Hamline University in Saint Paul, Minnesota, also offers a study abroad program in London. Hamline's program focuses primarily on the field of dispute resolution, a field for which Hamline University's law school has national repute. "U.S. News & World Report" ranked the school's dispute resolution program as the No. 2 program in the nation. This emphasis is carried to London in the study abroad program as well. Students in the Hamline University program pursue their studies in London at the The School of International Arbitration, located at Queen Mary University. Studies include the international and domestic aspects of arbitration law in the United States, dispute settlement in the investment sector and international trade and the theory and practice of commercial arbitration on an international scale.








Hamline University


1536 Hewitt Ave.


Saint Paul, MN 55104


651-523-2441


hamline.edu

Tags: abroad program, Hamline University, study abroad, study abroad program, University Iowa, American schools, study abroad

How Are School Taxes Calculated

School taxes could be an unwanted expense if not planned for.


School taxes are a necessary evil when it comes to owning a home or business. Homeowners have to deal with these taxes when paying their mortgage or living in their homes to help schools be built, managed and staffed. Considerations to make when determining school taxes include assessments and tax rates.


Property Assessment


The amount of a particular property's tax bill is determined by the taxable assessment and tax rates. The tax rate is derived by the amount taxable by the governing body on the assessed property. This assessment is usually determined by the county where the property is located. The assessment is based on property size, age, updates and additions less property tax exemptions. The tax rate is levied based on that assessment.


Exemptions


Every parcel of property is assessed. Anything considered real property (property with a permanent structure on it) is available to be assessed. Examples of real property are houses, office buildings, shopping centers and gas stations. All real property is assessed, but not all is taxable. Religious and government owned property are exempt from paying school taxes. Veterans may be eligible for a partial exemption for their taxes. And the School Tax Relief (STAR) program is available to seniors who may meet income eligibility limits.


Market Value


A property assessor will estimate the market value of that particular property when put up against sales prices of neighborhood properties. A property may be assessed on the cost of labor and materials to replace the property. Once the market value is established, the final assessment will be completed by multiplying the market value with a uniform percentage of the value. This value is determined by the state and applied to all properties.








Tax Rate


The overall tax rate is determined by the municipality's budget. The municipality subtracts other revenues besides property taxes (ex. sales tax); what's left is the amount of the tax levy to that particular municipality.








Final Taxes


The tax rate is generally calculated by dividing the remaining revenue needed to balance budget with the total assessment of all properties in the municipality. For example, $2,000,000 left to be taxed to balance the budget would be put up against $40,000,000 of all taxable properties. This would result in $50 of taxes for every $1,000 valued. The $50 is the tax rate. So, based on this example, a homeowner that has a $100,000 assessed home would pay $5,000 in property taxes. The tax bill varies on the tax levy for the municipality's residents and the value of the property.

Tags: market value, property assessed, real property, balance budget, particular property, property taxes

Wednesday, February 10, 2010

Student & Child Tax Credits

Credits and deductions lessen the tax burden of individuals by reducing the amount of income that taxes must be paid on. Multiple tax credits exist for parents or guardians of qualifying children, as defined by the Internal Revenue Service, or IRS. There are also a variety of credits available for students who meet specific qualifications.


Dependents and Child Tax Credit


Parents and guardians can claim a qualifying child as a dependent on their tax return to receive a $3,650 credit, as of January 2010. You can also claim a child tax credit valued at up to $1,000 for each qualifying child. A "qualifying child" must pass the IRS dependent taxpayer test, joint return test, citizenship test, relationship test, age test, residency test and support test. IRS Publication 972 outlines each test and provides worksheets to help you determine if your child qualifies.


Child and Dependent Care Credit


You are eligible for the Child and Dependent Care Credit if you paid for childcare for a child age 12 or younger and required this service while you worked or searched for employment. Keep in mind that eligible payments cannot go to your spouse or to a child of the household who is age 18 or under. This credit extends to 35% of qualifying expenses, up to a limit of $3,000 for one child or $6,000 for two children.


The American Opportunity Credit


The American Opportunity credit pays up to $2,500 of qualifying education expenses. It is only available for the first four years of post-secondary education and a maximum of four years per eligible student. A student must be enrolled in an undergraduate degree program or a recognized educational credential course. You must adhere to Modified Adjusted Gross Income, or MAGI, limits of $180,000 if married and filing jointly, or $90,000 if single and head of household, when claiming this credit. Up to 40 percent of this credit is refunded if the credit exceeds your tax owed.


The Hope Credit








The Hope Credit was largely replaced by the American Opportunity Credit for tax years 2009 and 2010, as it provided a less substantial credit. However, in 2009 a key exception was granted to students in Midwestern disaster areas, where the Hope Credit had a $3,600 maximum versus the $1,800 credit limit typically applied. The credit has a two-year limit and requires that students be in their first two years of post-secondary education when applying. MAGI limits of $120,000 if married and filing jointly, or $60,000 if single and head of household, apply to the Hope Credit. This credit is only applied to tax owed. No tax refund is sent for a Hope Credit balance.








The Lifetime Learning Credit


The Lifetime Learning Credit has no limitations on the number of years the credit can be claimed for an individual, and it entitles each qualifying student to a credit of up to $2,000 for qualified education expenses. A MAGI limit of $120,000 if married and filing jointly, or $60,000 if single and head of household, applies to this credit. The Lifetime Learning Credit is only applied to tax owed on your return. No refund is sent for a credit balance.

Tags: Hope Credit, American Opportunity, filing jointly, filing jointly single, head household, jointly single, jointly single head

Design Colleges In London

Study different types of design in London.


Studying design in London is different from studying in the United States, especially if you're not already living in London or haven't visited. The concept of fashion gains another perspective, in comparison with other countries. A similarity though, is that you'll find colleges to train you in various concepts of design, from art and fashion, to interior and garden design.


London College of Fashion


From fashion buying and styling to footwear design, London College of Fashion offers its students creative development with a strong vocational focus. Trained by highly experienced professionals already working in the industry, London College fashion students have the trends, demands and opportunities in the fashion industry at their fingertips. The college tutors offer not only one-on-one design knowledge, but also information about a career in the industry too.


London College of Fashion


20 John Princes Street


London W1G 0BJ


011-44-20-7514-7407


fashion.arts.ac.uk


Chelsea College of Art and Design


Chelsea College of Art & Design offers students networking with fellow artists, as well as technical and scholarly professionals. Studying in the center of one of the world's great cultural capitals, Chelsea students take inspiration from their surroundings. Chelsea's library facilities are a highlight of the campus, making top-level experimentation and multi-visual research available to all students. Student life at Chelsea prepares students for an ever-growing world of art and design media.


Chelsea College of Art and Design








16 John Islip Street


London SW1P 4JU


011-44-20-7514-7751


chelsea.arts.ac.uk


KLC School of Design








KLC School of Design, in Chelsea Harbour, is all about careers service, including carefully structured workshops, individual advice and mentoring and hands-on experience. Focusing on interior and garden design, students experience real and simple training. Students can enroll full-time or part-time, and the school offers short and open learning courses.


KLC School of Design


Unit 503 The Chambers


Chelsea Harbour


London SW10 0XF


011-44-20-7376-3377


klc.co.uk


Slade School of Fine Art


Slade School of Fine Arts focuses on the practice, history and theories of contemporary art. The school approaches the study of art in an investigative and experimental way. The research of fine art is also a major element of their curriculum design, so much so that Slade is one of England's leading university departments in that field. With course concentration in subjects like painting, sculpture and fine art media, students are exposed beyond the artistic flair, and given researching skills for use in their future careers.


The Slade School of Fine Art


University College, London


Gower Street, London ,WC1E 6BT


011-44-20-7679-2313


ucl.ac.uk

Tags: design London, London College, Chelsea College, Chelsea College Design, College Design, School Design

Tuesday, February 9, 2010

How Much Will I Receive For Financial Aid At A Community College

Getting your finances in order to attend college is often more difficult than any admissions essay or placement exam. Attending community college may reduce the stress associated with admissions, but the finances are no less difficult. The financial aid available to you when attending community college is similar to the aid offered through a four-year university. The competition for merit-based or need-based aid, including grants and scholarships, may be stiffer because fewer opportunities exist.


Federal Student Loans


Federal student aid in the form of a Stafford Loan is guaranteed to you as long as you meet certain criteria including citizenship status and the lack of a felony drug conviction. You must also register for at least six college credits in a program working towards a degree. Federal student aid varies by your income and how many years you've been in school. Your expected financial contribution is determined by completing your Free Application for Federal Student Aid (FAFSA). Since a community college has a lower yearly tuition than a four-year university, your expected financial contribution to your educator may be higher depending on your income or your parent's income if you're a dependent. According to the Federal Student Aid website, the maximum student aid in DIrect Stafford Loans for a dependent student in the first year of college is $5,500. This maximum amount increases each year up to a maximum of $7,500.


Federal Pell Grants


A federal Pell Grant is a need-based education award. Your eligibility for a Pell Grant is determined through examination of your submitted FAFSA. Unlike a student loan, you are not obligated to repay a Pell Grant. How much money you receive in the form of a Pell Grant depends on your tuition costs, expected family contribution and income level. A community college's lower tuition may decrease the amount of any Pell Grant award. As of April 2011, the maximum Pell Grant award is $5,550 per academic year.


College Scholarships and Grants


Your community college may offer need-based scholarships or merit-based awards including department-specific grants. Your eligibility for these awards could depend on your income level or your GPA and academic accomplishments coming out of high school. The key to eligibility for these forms of aid is to apply for as early in the year as possible. A community college usually has fewer scholarship and grant opportunities than a larger four-year university. According to "Smart Money's" website, grant and scholarship money at any given school could be gone as early as February. You can also look for scholarships through other community sources or by searching online through various websites.


Private Education Loans


Private education loans may be available through a variety of lenders, including banks and credit unions. These student loans are based on credit history and may have higher interest rates than federally guaranteed student loans. The benefit with private education loans is the ability to secure all your aid in one location without the need of sitting and waiting for a response from the federal government. Private lenders typically respond faster because these lenders process fewer applications for student aid than the federal government. Because these loans are based on your credit history, any significant fluctuation in your credit score may affect your ability to consolidate these loans later and lower your payments.

Tags: community college, Pell Grant, four-year university, your income, college lower, community college lower

Write A Research Proposal

Writing a research proposal for a PhD degree needs to be demystified. It should be the natural next step in your development as a scholar and not a giant leap for humanity. The most important thing to realize is that this is not too different from writing other papers. It just needs to be tighter, more carefully proofed, and more rigidly structured than other papers you have cranked out in your academic career. Follow these steps and you will almost certainly have a successful research proposal at the end.


Instructions


1. START THINKING ABOUT YOUR RESEARCH TOPIC PROPOSAL AS SOON AS POSSIBLE.


Working on your dissertation proposal from day one of your PhD program is the idea way to keep moving. You can change your mind a time or two, but try to stick with it from there. Remember you don't have to stick with a hypothesis, just a research area. Keep focusing all of your reading and research on that area to save you time and deepen your thought process. When you hear objections or concerns face them fully. These are key helps in sharpening your thinking so that your research topic is carefully worded.


2. TARGET YOUR GENERAL RESEARCH AREA ON EVERY PHD PAPER YOU WRITE.


If you still can target every paper you write in the direction of your general research area. Even if it won't likely be put into your research proposal or your dissertation it helps you become familiar with the relevant literature for your literature review.


3. TEST OUT YOUR RESEARCH TOPIC WITH A FEW CLOSE PROFESSORS.


Pay for lunch or coffee with a few trusted by sharp professors. Throw out your research idea and take notes on a napkin. Ask for reading lists and research directions. Get advice and garner their support. This is a key step! As in every political environment the decision is made before the meeting is held. The more people you have consulted with on your project the more people you have on your side when the review of your research proposal comes.


They will say things like, 'He worked on this for me in an independent study and did a very good job' or 'I talked with her about this over coffee and it seems like she has a very keen understanding of the problem at hand.' If that happens you are in! That's worth the cost of lunch or Starbucks don't you think?


4. FIRST, CLARIFY YOUR PROBLEM FOR THE RESEARCH.








The problem should easily present itself, grab the reader's interest, stand up and say 'Now this project needs to be done.' Don't say 'though this area has experienced a lot of attention I have something small to offer.' Instead write, 'one major oversight in this field of research is the problem of x.' If you can slip in the word lacuna, fantastic. That is of course, if you have found a lacuna and know what a lacuna means. I would hate for you to say you have a lacuna but now even know what it means. (Just for you Three Amigos fans)


5. SECOND, OFFER YOUR TENTATIVE HYPOTHESIS.


This isn't your dissertation proposal. It is your research proposal. So don't make too certain or broad of a statement. It is your educated hunch that.... Fill in the blank. This should be plausable, logically coherent, and immediately interesting. You will know you have something like that when your professor says 'huh...' and sits back during coffee. If she says 'I never thought of it that way' you are in like flint. But, even if she hasn't she probably won't admit it. So just go for the 'huh.'


6. THIRD, DEMONSTRATE YOUR INITIAL LITERATURE REVIEW.


Again this is not your dissertation proposal, and definitely not your dissertation, so don't go overboard. Just show that you have done your preliminary research and no-one that you know of has written on this proposal. That way if you find that they have, there will only be an isolated voice or two and you can simply give your different perspective or research result on the issue and still come out with a dissertation and those all important three letters (think automatic raise). If you find someone who has written on it, read their work! Then find a way to present a different hypothesis, or a shift in emphasis, or even radical critique.


7. FOURTH, EXPRESS THE PURPOSE AND METHOD OF THE PROJECT.


These go somewhat together. What you want to accomplish will determine your method, and your method should flow out of what you want to accomplish in your research and eventually in your dissertation. Some department don't need to see the method at this point, other fields require it. So read your school's proposal guidelines and follow them to a 't'. The purpose clearly states what this is going to accomplish, prove, discover, or disprove. The method should be fit to the purpose. Your advisor should be able to read your purpose, look at your method and say 'Yes. That will do it all right.'


8. FIFTH, SIXTH, SEVENTH, EIGHTH, and NINTH IF NECESSARY, PROOF PROOF PROOF AND REVISE AND PROOF.


Simple spelling and grammar errors at this level of academics spell sloppy scholarship and often receive an automatic bounce back. There goes another month of your dissertation time or comps study time. So, get as many eyes looking at your paper, your citation, your bibliography, your format etc. as possible. Ideally your residence committee will look it over with a fine tooth comb and give you several chances to get it perfect before sending the research proposal in for approval to the PhD powers that be.

Tags: your dissertation, research proposal, dissertation proposal, your dissertation proposal, your method, your research