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It's one of the most important skills required at the college level: the ability to write a strong essay. From biology to political science, essays are used in nearly every field of study to express research and ideas. A college-level essay presents complex material in an easy-to-follow format without oversimplifying the content. Essays come in many shapes and sizes at the college level. For students, it could be a term paper or in-class exam. For professors, it could be departmental research. Whatever the case, college-level writing is simple. It just takes some work.
Instructions
1. Select your topic. Identify important points to be addressed within the essay and develop an outline. Research facts, statistics and academic writings that relate to your topic through your school library or Internet.
2. Formulate a strong thesis statement. The thesis tells readers what your essay is going to be about. The thesis sentence is generally located in the final sentence of your introduction.
3. Write your introduction. The introductory paragraph should provide a preview of what you're presenting in your essay. Explain what you're arguing and how you're going to argue that point.
4. Create the body of the essay. Present each of your points in a separate paragraph and include a topic sentence (and explanation of the paragraph) at the start of each one. Cite facts and data to help strengthen your argument.
5. Write the conclusion. Provide a short summary of the essay and tie it all back to one final argument. The conclusion should be the most powerful part of the essay.
Tags: college level, your essay, your introduction, your topic
Teaching elementary school appeals to those who want to make a difference in very young lives. If you love children and learning and also possess patience, stamina and nerves of steel, this job may be for you.
Instructions
1. Get a well-rounded education. Take courses in English, math, science, history, sociology and the arts, as well as child psychology or development.
2. Start working with young children as soon as possible by volunteering at your local elementary school or with youth groups in your area. Contact the local United Way, parks and recreation department or school district for details.
3. Expect that most teaching credential programs will require documented evidence of your experience in the classroom (as many as 80 volunteer hours, minimum) even before you begin student teaching, hence the importance of step 2.
4. Major in elementary education if your college or university offers it. If elementary education and teacher certification are not offered, find fifth-year or postgraduate programs you can apply to and learn about their entrance requirements, including prerequisite courses and standardized tests.
5. Make your campus career center or educational placement office your job search headquarters, but if they don't offer job listings in the area where you'd like to teach, contact those districts directly.
6. Keep up-to-date by joining a professional association such as the American Federation of Teachers or the National Education Association.
Tags: Become Elementary, Become Elementary School, elementary education, Elementary School, Elementary School Teacher
Nuclear medicine tech schools prepare students to enter a growing healthcare field.
The demand for nuclear medical technologists will increase by 16% through 2018, resulting in the creation of 3,800 new jobs, according to The U.S. Bureau of Labor Statistics. Because their work involves handling radioactive materials used for medical imaging tests, nuclear medical technologists must receive post-secondary education in the field. A small number of colleges and universities in the United States offer bachelor's degrees designed to prepare students for careers in nuclear medical technology.
University of Vermont
With more than 12,000 undergraduate students, the University of Vermont is the state's largest college. Founded in 1791, the school is located in the suburban town of Burlington. The university grants a four-year bachelor's degree in the field, requiring courses in chemistry, biology, medical terminology, psychology, ethics, anatomy, radiation, statistics, phlebotomy and pharmaceuticals. Students complete one- to three-credit clinical practicums or laboratories to gain hands-on experience and also spend one full semester in a clinical setting at an area hospital.
University of Vermont
194 South Prospect St.
Burlington, VT 05405-0160
(802) 656-3370
uvm.edu
University of Nevada at Las Vegas
The University of Nevada at Las Vegas has an undergraduate enrollment of more than 22,000 students. The public university opened in its urban setting in 1957. The university's bachelor's degree program in nuclear medicine accepts new students once every two years. Students spend the first two years at the university taking general education courses in mathematics, humanities, social sciences, computer science, fine arts, biology, chemistry and physics. At the start of the third year, students apply for admission to the professional program and typically receive admittance if they've maintained a 2.50 GPA or better. The professional courses then require four additional semesters of study and relate directly to nuclear mediicne.
University of Nevada at Las Vegas
4505 Maryland Parkway
Las Vegas, NV 89154
(702) 774-8658
unlv.edu
Barry University
Situated in suburban Miami Shores, Florida, Barry University is a private, Roman Catholic college located seven miles north of downtown Miami. The school opened in 1940 and has more than 5,000 undergraduate students. In the nuclear medicine bachelor's program, students spend three years completing courses in humanities and social sciences, life and physical sciences courses, mathematics, genetics, laboratory management, microbiology and immunology. Students then apply for internship programs and spend their final year in the program training in hospitals and outpatient clinics throughout the state.
Barry University
11300 NE 2nd Ave.
Miami Shores, FL 33161-6695
(305) 899-3100
barry.edu
Roosevelt University
A private college with no religious affiliation, Roosevelt University in Chicago, Illinois, has more than 4,300 undergraduate students. In addition to the core required courses, the bachelor's in nuclear medicine allows students to take special elective courses in fields such as management and methods of patient care, computer applications, radiopharmacy and nuclear physics. After completing three years of study at Roosevelt, students spend one calendar year in clinical training at either Edward Hines, Jr. Veterans Hospital or Northwestern Memorial Hospital in Chicago.
Roosevelt University
430 South Michigan Ave.
Chicago, IL 60605
(312) 341-3515
roosevelt.edu
Tags: more than, Barry University, more than undergraduate, Nevada Vegas, nuclear medical, nuclear medicine
Business courses typically have large, info-packed textbooks.
Starting a business is a complicated endeavor that involves more than hanging a sign with the name of the business on a building and a bright neon "open" sign on the door. College courses can get a potential business owner started on the right track. Learn as much as possible about technology, business law, business fiance and advertising. Don't be afraid to step out of the box and ask questions of local business owners, and the local chamber of commerce. The U.S. Small Business Administration website is another available resource. The exact courses to take will depend on the size of the prospective business and the student's previous knowledge.
Accounting
Accounting covers the basics of finances for businesses. The student learns about credits, debits, revenue recognition, expenses and equity. Several courses fall under the accounting label, and it's really up to the student how far she wants to go. Many colleges cover accounting in two to four courses with separate courses on auditing, taxes and accounting systems. The basic accounting courses help you get the most out the Business Finance course.
Business Finance
Usually under the Business Administration section of a college's course list, Business Finance focuses on preparing the potential business owner to manage a business's fiances. It covers basic concepts such as managing cash flow, creating statements and project projections.
Business Law
Business law courses focus on laws and regulations that affect businesses. The course addresses history, ethics, public policy, social responsibility and diversity and economics effects of the law. Depending on the college, one of more courses may be available on business law.
Business Communication
This course develops written and oral communication. Students learn how word choice and audiences affect the message. The course typically covers communication theory, technology, job applications and speeches.
Business Management
Business management covers aspects of leading, planning, organizing and handling long-term and short- term goals of a business.
Technology Course(s)
Technology is a part of every business in some form or another. The student should learn about the different software she'll come in contact with. Word processing, accounting, and the Internet are just the basics of what a potential business owner needs to know. Some forms of communication and advertising include facebook, websites and twitter.
Advertising
A business won't survive without advertising. Learning about the different methods will help the potential business owner to pinpoint the most effective methods for the type of business. It also gives the student a firm background that can later help him take advantage of new forms of marketing.
Tags: business owner, potential business, potential business owner, Business Finance, about different, Business Administration
T-shirt design is just one use for a silk screenprinting press.
Silk screen printing has changed very little since its introduction in the late 19th Century. The process of applying photo emulsion to a fabric or metal mesh, burning an image into the emulsion, and using the burnt image as a stencil remains the essential technology behind screen printing. Whether printing art or words on paper, fabric or other surfaces, you can use a silk screen printing press with the right technique and materials.
Instructions
1. Open one of the clamps of a silk screen printing press by turning the knobs counter clockwise.
2. Insert a silk screen head-first into the clamps so the final image is facing upwards.
3. Tighten the clamps by turning their knobs clockwise.
4. Lay the material you wish to print on over the printing platform beneath the screen.
5. Pull down the screen to ensure it lays over the material in the desired fashion.
6. Apply approximately 1/2 cup of screen printing ink in a line along the top of the silk screen surface.
7. Spread the ink across the screen with light pressure using a squeegee in one smooth stroke.
8. Return the squeegee to the top of the silk screen surface and drag it firmly across the surface of the screen at a 60-degree angle in one smooth stroke.
9. Lift the screen off the now-printed material and set the material aside to dry.
Forbearance occurs when a student loan lender agrees to temporarily release a borrower from the obligation to make scheduled repayments. This is a voluntary decision on the part of the lender and is usually granted based on the borrower being in serious financial difficulty, or in other unusual circumstances.
Forbearance vs Deferment
There are two major differences between forbearance and deferment. With forbearance the payments cease but the loan continues to accrue interest, meaning the total amount the person pays back will usually be higher. With deferment, the entire loan is frozen, with no interest applied until the repayment period begins again. Forbearance is normally at the discretion of the lender, while deferment is usually automatic as long as the applicant meets the relevant criteria. Normally forbearance is restricted to people who do not meet the deferment criteria.
Renewals
Forbearance is normally granted for 12 months, after which it must be renewed. This renewal is not guaranteed, and the lender is usually under no obligation to renew the forbearance even if the circumstances are unchanged.
Forbearance Time Limits
Most loans have a maximum period for forbearance, though the precise details may vary by lender. Advice service FinAid reports that a typical maximum is three years, and this is the case for both Federal Perkins and Stafford Loans. In other cases it can be longer: for example Michigan's MI-LOAN program allows a maximum of 60 months of forbearance.
Repayment Time Limits
Forbearance can have an important effect on repayment. Many loans have a final date by which they must be repaid in full. Forbearance does not extend this date. This means that once the borrower starts repaying again he may have to either increase his regular repayments or pay a larger lump sum on the final repayment date.
Tags: Forbearance normally, lender usually, loans have, Time Limits
Tuition reimbursement is a valuable benefit to help you advance your career. Through higher education you make yourself more valuable to your current employer and more marketable when you seek a new job. Many companies have formal plans to offer employees tuition reimbursement. By having a formal plan that meets IRS requirements, the company can reimburse an employee up to $5,250 tax-free annually. Your company's Human Resources department should be able to provide you with a document that explains all the requirements you need to qualify, as well as instructions for requesting reimbursement.
Instructions
1. Obtain a copy of your company's tuition reimbursement plan from your Human Resources department.
2. Review the plan rules and requirements carefully before enrolling in any classes. Both undergraduate and graduate courses are eligible for tuition reimbursement under IRS rules, but your company may have other restrictions. Your company may require you to submit an application for approval before you sign up for classes.
3. Complete and submit the application to Human Resources, if required.
4. Enroll in your classes. If the courses you are taking involve sports, games or hobbies, in order to qualify under the tuition reimbursement plan, your classes must either have a direct relationship to the business you are in or be required to obtain a degree. Your company will require you to obtain a certain grade to qualify for reimbursement and will only reimburse you after you complete the course.
5. Keep copies of all your enrollment forms, grades and receipts for tuition, books, fees, supplies and equipment. After completing your class(es), submit these copies with your company's tuition reimbursement request form. Your company's plan document will give you information about how long it will take to reimburse you once you've submitted all the required documentation.
Tags: Human Resources, company tuition, company tuition reimbursement, Human Resources department, reimbursement plan, Resources department
Most new law students will hear the following commentary on the law school experience: "In the first year you will be scared to death. In the second year you will be worked to death. In the third year you will be bored to death." Nothing could be closer to the truth. For most students, managing the stress and fear that the first year of law school imposes is the key to a successful law school career. Of course, this is far easier said than done, but there is help to guide them through the pitfalls.
Instructions
1. Rent your own apartment. Do not attempt to live with a roommate (even if another law student), friends or your family. Law schools allow you to take out a living allowance loan for a reason. During the critical first year you will need a quite place to unwind, collect your thoughts, focus and rest. Having others around may impede your ability to do this. Of course, some students will not be able to avoid living with others because they have spouses, children, other family obligations or are facing financial issues. In this case, designate a room in your home as your "private space." Let those living with you know that you are not to be disturbed (with the exception of emergencies) while you are in this private space.
2. Locate a quiet place where you will be able to study without distractions. If you have your own apartment, you may decide to set up a study area there. However, you should also identify one additional location such as a quite coffee shop or a public library for this purpose. Some students opt to study in their law school's library. However, other law students can be a distraction and law libraries can become extremely crowded during final exam periods, so it is best to have an alternate location in mind.
3. Purchase one hornbook and one commercial outline for each of your substantive courses. First-year students typically must take the following courses: contracts, torts, civil procedure, real property and criminal law. You are expected to learn these subjects by reading case law and statutes. You may choose to rely on case law alone, but you will have a much easier time learning the material if you review a topic in a commercial outline first, a hornbook second and approach the case third. Never buy more than one hornbook and one outline for each class, and do not attempt to read supplemental materials from cover to cover. They are meant to act as a quick reference. Spend no more than a half-hour reviewing supplemental materials each day.
4. Highlight cases instead of "briefing." When you get to law school, you will probably hear that you need to "brief" each case that you read. You may engage in this activity once or twice (or as required by your professor), but do not make it a routine practice. Briefing a case is analogous to rewriting a case in your own words and it is a waste of time. Most students believe that if they "brief" a case, they can merely read from their briefs when they are called on in class. Professors are privy to this practice and will usually ask finely tuned questions that cannot be answered by regurgitating your written version of a case. A much more efficient substitute to briefing is to use different colored highlighters to differentiate the facts, law, analysis and conclusion right in your case book.
5. Create outlines for each of your courses. An outline contains summaries of the topics and points of law that were discussed in each class. Most students use outlines to study for exams. Create a habit of updating your outlines at the end of each day. Supplement topics that you do not fully understand with information in your supplemental materials (hornbooks and/or commercial outlines).
6. Be conscious of "burnout." Burnout occurs when you overstimulate yourself for a prolonged period of time, and it can drastically inhibit your ability to perform well in law school. Symptoms of burnout are increased anxiety, lack of focus and mild to moderate depression. Most first-year law students work 14 or more hours per day, six to seven days a week. If you start feeling any of these symptoms, address you situation immediately. Take a break and do an activity that is enjoyable. Additional ways to avoid burnout are making sure that you get at least six to seven hours of sleep each night, exercising regularly and eating healthy, nutritionally balanced meals.
7. Manage your time efficiently. If you work efficiently, you should be able treat law school like an average work day. This means attending class and completing your assignments in 8 to 10 hours each day, which will leave you with time at the end of the day to relax and unwind. Purchase a day planner or use a computerized equivalent. Block off all time spent in class. Schedule time before, between and after class to complete your assignments for the next day. Write down an action plan for each day and stick to it.
Tags: year will, first year, Most students, supplemental materials, commercial outline, each class, each your
Careers in economics and law are plentiful. Often times people can utilize both backgrounds in the same job. A tax attorney can use both her business and legal background to handle several cases. Many of the areas in this industry are specialized; thus more immediate experience after college can make you very marketable in the future.
Economist
The most popular careers for persons with backgrounds in economics are as economists. Economists study how resources are distributed for goods and services. Data tracking is very important in the industry, and economists do a lot of research using surveys. They often use mathematical models to make forecasts for future economic cycles. A solid knowledge basis in economics is required to enter this profession.
Budget Analyst
Many people with backgrounds in economics become budget analysts. Typically budget analysts have a four-year degree in the financial or economic area. A large number of budget analysts work for the government, where they typically develop budgets with very tight financial requirements. They make proposals with the use of cost-budget analyses for the organization. A master's degree will give you an edge in this profession.
Attorney
Economics and law often make a good combination for attorneys. Those with both backgrounds may specialize in tax or corporate law. Tax attorneys typically attend a three-year law program with an additional year specifically for studying tax law. Attorneys must use their analysis and commonsense skills to fact find, make persuasive arguments, review contracts and documentation, and write legal memorandums. Attorneys can make upwards of $125,000 if they have years of experience in the field.
Paralegal
For those who want to enter the legal field and utilize their two- or four-year degree, a paralegal career is very appealing. Paralegals are in high demand, and often perform many of the same duties as attorneys. Paralegals with a background in economics may find working for a real estate or bankruptcy law firm to be very beneficial. They may use their background to help with closings, draft complex bankruptcy documentation, prepare tax returns and manage the firm's financial records. Salaries for paralegals often start at $40,000 and above.
Claims Adjuster
Many with a background in economics and law choose to work in the insurance industry. With an economics or business background, working as an adjuster specializing in claims of financial loss may be a good fit. Adjusters handle claims after an accident has occurred and use investigatory skills, often conferring with legal professionals, to determine the company's liability. This is a suitable career for those looking to utilize a four-year degree.
While federal financial aid for college is often an option, sometimes the funding is not available due to budget cuts or individual circumstances. If you don't qualify for financial aid, investigate other options. Consider your financial background and situation to determine the alternative methods of funding.
Scholarships and Organizations
Research local companies or organizations to find out if they offer scholarships. Ask your parent or relatives whether their employers offer scholarships, then inquire at organizations such as the YMCA or the Kiwanis Clubs. Websites such as College Answer or College Board offer leads on scholarship opportunities, such as qualifications and apply. Also inquire at the college you are planning on attending to see if particular departments offer any type of scholarship that you may qualify for, or ask the financial aid office if they offer any scholarships based on your hobbies, religion or heritage.
Banks
Visit a bank to find out qualify for a personal loan to fund educational expenses. Most likely you will need a co-signer---an individual who guarantees to make the payments on the loan in the event that you can't or don't---for approval. The amount you can borrow may be less than what you need to fund your tuition, but sometimes you may borrow enough to cover tuition and living expenses. The amount of a loan that you can receive from a bank will depend on its lending policies and your co-signer.
Relatives or Friends
Consider setting up a website where friends and family can make donations to help pay for your college tuition expenses. Send a note in your graduation announcements or invitations that states the website address. Or ask friends and family members to donate unwanted things to you so you can organize a yard sale to make a few hundred dollars that can help defray college expenses.
You may also consider approaching a relative for a loan, complete with interest. Create a written contract with the details of the loan as well the amount and frequency of payments and interest, sign it and ask your relative to sign it, then notarize it. However, loans between family members may create problems if you are unable to repay the loan or stick to the agreed-upon terms.
Reap the Benefits
By enrolling in the ROTC (Reserve Officers Training Corps) or any of the branches of the military, often you'll get a portion---or even all---of your college tuition paid for. If you join a national and community service organization such as Americorps, you will receive a stipend that you can use for future or past college expenses. Another option is to start your education at a lower cost. Start out at a community college, which provide classes at lower fees than at a four-year college. First, find out the accreditation of the community college to determine if and where the credits you earn will transfer for a four-year degree.
Other Ideas
Ask the institution if it has a tuition payment plan. Some colleges may allow you to pay your tuition in two or three installments, which can give you time to gather the funds throughout the year. Or consider going to school part-time, taking as many classes as you can afford each semester and working part-time to earn and save money. Consider attending a college---such as Berea College in Berea, Kentucky, or The Cooper Union in New York City---that offers free tuition in exchange for working on campus.
Defraying College Expenses
Every little bit you save will help. For savings on college textbooks, purchase used not new books. Go to the college bookstore early for the best used book selection. Also look for discount texts on sites such as Amazon. Sell the books back after the semester ends to recoup some of the money. Be a dorm monitor or assistant to receive free housing, or find roommates to split the costs of rent off-campus. Buy your own groceries and go to eateries that offer student discounts or seek out a student discount card that offers reduced meals at local restaurants.
Tags: offer scholarships, college expenses, college tuition, community college, family members
If you've clicked on this article, then you've go the attitude it takes to earn a perfect score of 800 on the GMAT. Earning a score of 800 is not easy, but it is attainable if you commit yourself to studying for several months, and open your mind to learn new strategies and techniques. If you have what it takes to earn an 800 GMAT, here's prepare yourself for this challenge.
Instructions
1. Give yourself at least 3 months to study before your exam and make a strict schedule that you can follow. You will need to set aside at least an hour of uninterrupted study time 5 or 6 times a during the week, and several more hours each weekend.
2. Sign up for a prep course that includes 8-10 full length computer adaptive GMAT practice tests. The course can be either online or in the classroom, but it is important to choose a prep course where you will learn new strategies for doing GMAT questions efficiently and accurately.
3. Every weekend starting with your second week of study, take a full length practice test. Make sure that you complete all parts of the exam, including the analytical writing section. One major mistake that many GMAT takers commit is never completing a full practice test. On exam day their endurance is put to the test like never before, and they do poorly out of fatigue. Don't let this happen to you!
4. Review the questions you answered incorrectly on every practice test and learn the rationale behind the correct choices. When you work math problems out of your study guides, figure out solve the problems at least two different ways and note which methods are faster for different problem types. Learn the rules for GMAT sentence correction cold.
5. Always practice the reading and critical reasoning with some time constraints. Pay attention to similarities among the correct answer choices, and notice what the wrong answer choices have in common. On the GMAT, wrong answers for these questions usually involve distortions and faulty assumptions.
6. Write practice essays and have a trusted friend, teacher or tutor grade them according to the GMAT scoring guidelines. Remember that graders look for logical organization, clear concrete examples, and ideas that address the complexity of the issues. Remember to time yourself for 30 minutes on every essay.
7. Keep your body healthy while your prep for the GMAT. Eat protein and take vitamins to keep your brain in good shape. Exercise regularly to clear your head. Also, make sure to get at least 7 hours of sleep every night so that you can retain the information. Lack of sleep affects memory.
The might before your GMAT you should get at least 8 hours of shut-eye and on test day, eat a healthy breakfast. Remember that the GMAT is a beatable test and with practice, you can ace the many question types.
Tags: practice test, answer choices, before your, full length, learn strategies, least hours, prep course
Working with special needs students can help qualify teachers to reduce student loan loads.
Becoming a teacher can be costly. Some teachers complete four years of college education; others complete an undergraduate degree before moving on to a one-year (or more) teacher-training program in preparation for entering the field. Because teacher-training programs almost always include a practical component requiring part-time student teaching, many teaching students rely on loans to help cover tuition and cost-of-living expenses. Student loans, combined with the interest they accrue over time, must be repaid in the vast majority of circumstances. However, eligible teachers may qualify for grants to help pay off student loans.
Federal
Federal grant programs can help teachers pay off their student loans. The Teacher Loan Forgiveness Program can help teachers eliminate up to $17,500 in student loan debt under some circumstances. Qualifying teachers in high-need areas, such as teaching in low-income schools or those teaching math, may be able to eliminate an additional $5,000. Not all student loans qualify under this program; examples of eligible student loans include the Perkins Loan, Stafford Loan and National Direct Student Loan.
State
Prospective teachers and current teachers can also access state-level grants to pay off student loans. Eligible teachers working in under-served schools (for example, low-performing schools, rural schools or low-income schools) may qualify for these state grants. For example, the California Student Aid Commission helps the state's eligible teachers repay student loans of up to $19,000 after teaching four years in one of California's lowest-performing schools. Teachers may not currently be defaulting on existing student loans and must sign an agreement stating their intention to teach for four years. One-year leaves may be granted for pregnancy, serious illness or active military status.
Private
Some private institutions may also offer grants for teachers to help reduce student loans. For example, the Woodrow Wilson National Fellowship Foundation offers teaching fellowships including stipends of up to $30,000 for qualifying teachers to attend master's programs in order to better serve high-needs student populations, including math and science subject areas. This can reduce teacher reliance on additional student loans to further their practice.
Considerations
In many cases, grants linked to paying off student loans for teachers require that teachers take on challenging teaching assignments in low-income schools, low-performing schools, rural schools, inner-city schools or working with special needs students. Planning a teaching career to help defray college costs by paying down student loans might not be a good plan unless you genuinely want to work with challenging student populations. Additionally, since states require most public school teachers to hold a credential verifying formal teacher training, it doesn't necessarily save money to take out additional student loans for a teacher credentialing program if your original intent was to reduce the overall amount of student loans you'll eventually need to repay.
Tags: student loans, additional student, additional student loans, four years, low-income schools
If you know what this is, you might be ready to take the CLEP chemistry exam.
There are many ways to earn college credits that do not involve taking college courses. The CLEP program gives test-takers an opportunity to demonstrate their college-level knowledge at any point in their lives, regardless of whether they obtained that knowledge in a classroom, at home, or on the job. Doing well on the CLEP exam in chemistry gives you the chance to rack up college credits and to skip introductory chemistry courses at participating colleges.
What Is CLEP?
CLEP stands for College-Level Examination Program, which is administered by the College Board, the same company that administers the Scholastic Aptitude Tests (SAT) and Advanced Placement (AP) exams. The CLEP examinations are offered in 34 academic subjects.
Like the AP program, CLEP gives you a chance to earn college credit by doing well on a test. CLEP is more flexible than AP, though, in that you do not have to take any special CLEP-certified courses before sitting for the exam, and you can take the exams even after you start college.
According to the College Board, more than 2,900 American colleges and universities give credit for high scores on CLEP exams or allow you to skip introductory courses.
Overview of Chemistry CLEP Exam
The CLEP in chemistry includes questions on material generally covered in a one-year college-level chemistry class. It requires the abilities to recall facts and terminology, apply concepts, use math to solve problems, and interpret data.
The exam takes an hour and a half (not including the time it takes to report your personal information) and includes 75 questions.
Information Covered: Matter
Approximately 40 percent of the questions on the CLEP chemistry exam are on either the structure or the states of matter.
The structure of matter (20 percent) includes atomic theory and structure, chemical bonding and nuclear chemistry.
The states of matter (19 percent) includes solids, liquids, solutions, and gases.
Information Covered: Reactions, Equations, and Equilibrium
Between a quarter to a third of the CLEP chemistry exam covers the following areas:
Reaction Types (12 percent): formation and cleavage of covalent bonds, precipitation reactions, and oxidation-reduction reactions
Equations and Stoichiometry (10 percent): ionic and molecular species in chemical systems, net-ionic equations, mass and volume relations, and balancing equations.
Equilibrium (7 percent): dynamic equilibrium, LeChâtelier's principle, equilibrium constants for gaseous reactions, and equilibrium constants for reactions in solutions
Information Covered: Descriptive and Experimental Chemistry, Kinetics and Thermodynamics
About one-third of the questions on the CLEP chemistry test ask about the following topics:
Descriptive Chemistry (14 percent): chemical reactivity and products of chemical reactions, relationships in the periodic table, and organic chemistry
Experimental Chemistry (9 percent): laboratory tools, methods of observation, common calculations, and interpretation of data
Kinetics (4 percent): rate of reaction, order of reaction and rate constant, effect of temperature change on rates, energy of activation, role of catalysts, and relationship between the rate-determining step and a mechanism
Thermodynamics (5 percent): state functions, first law, second law, relationship of change in free energy to equilibrium constants, and electrode potentials.
Fashion designer reality television shows, teen celebrity clothing lines, and fashion magazines are prevalent, which peaks many teens' interest in fashion design. Fashion design video games are creative outlets for teens interested in designing clothes. Though these games are not reality, they allow teens to have fun while getting a taste of both the design and business aspects of the fashion industry.
Fashion Studio: Paris Collection
In May 2009, Nintendo released Fashion Studio: Paris Collection for the Nintendo DS. It is rated "E" for everyone, but it is geared toward teen and adult players. Players open their own fashion house in Paris and create their own fashions to sell. The fashion-creating process is intricate and as players participate in challenges that improve their career and clientèle, more options become available. As a player's score improves, more levels of their fashion house opens, allowing them to design accessories, apply makeup, and more.
FashionFantasyGame.com
Fashion Fantasy is a free online multi-level game where fashion enthusiasts can meet and get a taste of the fashion industry. Players create a username and "sell" virtual fashions online. It is a competitive atmosphere and shows players some aspects of running their own business. This game's business angle and numerous responsibilities make it suitable for teenagers. Players choose to play as designers or store owners. Designers create fashions, produce, and market them to virtual retailers. Shop owners choose which fashions they want to purchase, rent store locations, and attract shoppers. Both player types are responsible for budgeting their finances. Fashion Fantasy is more than an online game: it is a social network where budding designers can meet like-minded teens through blogging, chatting and emailing.
Imagine: Fashion Designer New York
Nintendo released Imagine: Fashion Designer New York for Nintendo DS in October 2008. The game is rated "E" for everyone, but addresses some adult situations and decisions more appropriate for a teen audience than younger children. Players begin as a new fashion designer at a fashion agency in New York City. The game's object is to become the hippest fashion designer in the city through your designs. Throughout the game, players will design outfits, accessories, choose models, take pictures and more to get fashions on the runway. As players rise, more design options become available.
Tags: become available, Designer York, Designer York Nintendo, Fashion Designer York, Fashion Fantasy, fashion house, fashion industry
There a different ways to describe division to children, which may clear up confusion.
Elementary division can be a difficult concept for children. Often the lessons go right over their heads, which can lead to frustration and possibly falling behind in class. There are simple ways you can teach elementary division to kids, and these techniques can be used by teachers in the classroom or by parents at home.
Instructions
1. Use different words to teach elementary division to kids. For many children it's the vocabulary that slows them down, not the concept. "Division" is a big word for many kids. Changing it to "dividing" helps. Or get straight to the point and call it "grouping." That's really what division is: putting things into groups. For example, dividing 12 by 4 is really just breaking apart 12 into 4 equal groups.
2. Gather real objects with the children to give them something to physically handle. Numbers are really just symbols for an amount, and dividing a symbol may be too an abstract of a concept for some children. Gathering and then dividing small manipulative objects, such as stickers, cereal pieces, blocks or pebbles, can help the abstract become more concrete and help children understand the concept of dividing up groups.
3. Have children divide the objects gathered in Step 2 into groups. You can use hoola-hoops, draw circles on the ground or designate different areas on a table for the grouping of the manipulatives. Change the numbers of areas to change the divisor. Ask children to distribute the items equally into the different areas. While they are doing this, use standard words like "division" so they can associate the proper words with the action.
4. Discuss the "remainder." Sometimes there are leftovers when you divide. At first, call what remains the "extras" in order to teach the concept, since "remainder" can be a confusing word for some children. The extras or remainders should stay outside the grouping areas.
5. Introduce fraction vocabulary when you teach elementary division to kids. Words like "halves," "thirds," and "quarters" are an integral -- yet frequently confusing -- part of division. You can make connections between fractions and division when you give directions such as, "Put these toys into two groups. That means, divide them in half."
Tags: division kids, elementary division kids, into groups, different areas, elementary division, really just, some children
The NCAA tries to keep a tight rein on recruiting and the number of football scholarships a school can offer. The NCAA rulebook for recruiting and college football scholarships is the size of a phone book.
The laws governing college football can be very confusing so colleges have hired NCAA regulations officials to inform coaches and athletic directors what is permitted and what isn't.
Number of Football Scholarships
Division I-A schools can offer 85 football scholarships. Division 1-AA schools are allowed 63 football scholarships and Division II can offer 36 football scholarships.
Eligibility Requirements
To qualify for a football scholarship, incoming freshman must have completed 16 core courses. The courses are four years of English, three years of math (algebra one or higher), two years of natural/physical science (one of those years must be a lab course), one year of an additional math, English or natural/physical science course, two years of social science and four years of any additional courses from the following areas: foreign language, doctrinal religion or philosophy.
The student must have a minimum grade point average of 2.0. Depending on the student athletes GPA, the student must score between 420 and 1,010 on the SAT or 37 to 86 on the ACT.
The Recruiting Calendar
The NCAA divides the recruiting calendar into these phases: a quiet period, contact period and dead period. The NCAA closely monitors all coach's activities with recruits.
Aug. 1 through Nov. 29 is a quiet period. Recruits can only make on-campus visits. This period is also known as the evaluation period. This is when recruiters can visit recruits during a 42-day period in September, October and November. The schools athletic director must designated these visits in writing to the NCAA. The recruiter is limited to one visit per recruit.
Nov. 30 through Jan. 31 is called the contact period. The coach is permitted to visit the recruit.
Dec. 21 through Jan. 1 is a dead period when coaches and recruiters cannot contact recruits.
Rules Governing Visits and Contacts.
The college football coach can make six in-person contacts per recruit.
The length of time a coach can spend with a recruit is 48 hours.
The college or university can only pay for one official visit to the campus.
The coach is limited to one visit per week to the student's school during the contact period.
The coach cannot call a recruit before July 1. The coach cannot contact the athlete before the completion of the junior year in high school and the coach cannot call more than once per week.
Football National Signing Day
Feb. 4 is national signing day for college football players. This is day when the recruit signs the national letter of intent. Before this day, recruits can only make oral commitments to the schools.
This letter is a legal contract between the recruit and the college. This states that student will be obligated to attend the college for one academic year.
The college in turn will give the student a scholarship provided the student meets the conditions set forth in the NCAA rules.
Once a player signs a national letter of intent, all other colleges must stop recruiting him.
Gifts and other Restrictions
The scholarship covers the cost of the student's tuition, books, plus room and board.
The college or university is prohibited from giving the athletes benefits such as the use of cars, cash, promises of employment, gifts and clothes.
Tags: football scholarships, college football, coach cannot, contact period, cannot call
One of the factors that can boost the chances of getting scholarships awards is a history of volunteer work. Volunteer work comes in many different forms, but what it all has in common is that it looks great on a scholarship application.
Instructions
1. Seek out volunteer opportunities in your community that you can add to your scholarship application. Look within schools, non-profit agencies, medical facilities, and animal shelters.
2. Look for opportunities that are relevant to the type of scholarship that you are applying for. For example, a nursing home if you are looking for a scholarship to become a caregiver or LPN.
3. Record all of your volunteer work formally so that you can reference the organization, duties, and dates worked on each scholarship application.
4. Fill out scholarship applications, taking care to mention your volunteer work experiences.
5. Ask for letters of reference from the people you volunteer for; this will also help you get scholarships later on down the road.
6. Apply for volunteer scholarships-that's right, there are specific scholarships meant for people who are willing to donate their attention and time.
Tags: scholarship application, your volunteer work, volunteer work, your volunteer
Students who do not make payments on their student loans will face crippling financial penalties. Since students can rarely default on federal student loans, they should make every effort to become current on their minimum monthly payments. Most individuals can consolidate their monthly loan payments or make lower payments if underemployment or unemployment hinders them from remaining current on their loan obligations, according to the U.S. Department of Education.
Interest
Individuals do not usually start repaying student loans until six months after they graduate from school or drop below part-time enrollment status at a college, trade school or university, according to the U.S. Department of Education. Stafford federal loans carry an interest rate of 6.8 percent and PLUS loans carry an interest rate of 7.9 percent as of August 2011, according to FinAid. If a student does not repay his loans, interest will continue to compound on the original loan balance and accumulated interest.
Collection
The federal government and private student loan issuers can pursue collection activities if a student neglects to make minimum payments on his loans after the grace period. Collection activities can include wage garnishments, liens against property, a loss of state and federal tax refunds and lawsuits. In the event of a lawsuit, a loan issuer can collect attorney's fees, interest and the original amount of the student loans.
Credit Damage
A student who does not repay his loans will suffer a reduced credit score that will severely restrict his access to home and vehicle loans and cause him to pay higher interest rates on all forms of credit. After the loan issuer reports his loan delinquency or default to the three major credit bureaus, the negative credit information will stay on his credit report for up to seven years, according to FinAid. With private loans, the credit damage from a loan delinquency can hinder a student's ability to refinance or consolidate her loans.
Cancellation
Students who do not pay back their federal student loans can cancel their debt through bankruptcy, total and permanent disability, death or the closure or fraudulent certification of the school they attended. A student can only discharge part or all of her loans through bankruptcy if the loan repayments represent an unreasonable burden to her. Individuals who become teachers can receive up to $17,500 in loan forgiveness, and those who received a National Defense Student Loan can receive a partial cancellation if they served for a full year in a hostile fire zone, according to the U.S. Department of Education.
Tags: student loans, according Department, according Department Education, Department Education, according FinAid, carry interest
Fortunately, cattle roping has yet to become a requirement for Texas residency.
Establish residency in the state of Texas by acquiring a Texas driver's license, place of residence and filing state income taxes. Enjoying certain benefits of being a Texan, however, require a little more effort. Out-of-state residents, for example, pay between $28,000 and $32,000 for a year's tuition and fees for the University of Texas as of September, 2010. Meanwhile, a Texas resident pays between $8,000 and $10,000 for the same year's tuition and fees. Texas universities and colleges only give this tuition break after accepting an applicant's proof of residency.
Driver's License
Attain a Texas Driver's License within 90 days after moving to the state of Texas if you are 16-years-old or older and wish to change your residency. Surrender a valid driver's license from your previous state at a local Texas Department of Motor Vehicle's (DMV) office. Valid driver's licenses from France, Canada and Germany are also accepted. Applicants for a Texas driver's license must fulfill all the same requirements as a new driver unless you present a valid out-of-state or out-of-country license. This out-of-state or out-of-country license allows a new resident to waive the written and driving examination. A vision test, however, is required for anyone requesting a new license. A person under the age of 18 must show a certificate indicating the successful completion of driver's education. In addition, the minor must have a parent or guardian present to sign an authorization form for the license. Any out-of-state license or permit must be surrendered to officials at the Texas DMV. Individuals under the age of 18 must pass a mandatory driver's test.
In-State Tuition
Live in the state of Texas for 12 consecutive months in order to receive residency tuition rates from Texas universities and colleges. If your parents claimed you as a dependent on out-of-state income taxes within the last 12 months, you are ineligible for resident status for tuition and fees. However, if you are an independent U.S. citizen with an established domicile in the state of Texas for 12 consecutive months, you may receive the lower tuition rates. Permanent residents may also pay these lower fees by obtaining a green card, known as Card I-551, or a I-551 stamp in a passport. Still, these applicants must also establish a domicile in the state, along with 12 months of consecutive residency in the state, prior to enrolling in the university or college.
Valid Proof
If your Texas residency is called into question, you can present certain documents as proof. For example, provide an employer's statement with signature showing your length of employment in Texas. A parent or guardian's income tax form, filed in Texas, showing you as a dependent within the last 12 months is also acceptable. You man also provide recent property tax receipts from , proof of a large down payment on a Texas property or a lease agreement on a Texas apartment as evidence. Homeless Texans may provide written statements from a legitimate Texas social service agency reporting the receipt of services for the past 12 months. Texas voter registration cards, credit reports showing a local address, valid Texas driver's license from the past year and state income tax forms also provide adequate proof of residency. University offices and government agencies requiring proof of residence also have residency questionnaires for applicants. These documents require a notary's signature.
Tags: state Texas, driver license, Texas driver, Texas driver license, tuition fees, also provide
To teach a teenager algebra can be the greatest of conundrums and challenges, or it may just come together like a well-factored polynomial equation. Whatever the case may be, better that it be faced now, because it will surely come in handy for your teenager to know algebra when he or she reaches college.
Instructions
1. Encourage young children to learn and enjoy math. Enroll the child in an after-school math tutor lab. As a parent or mentor, study up so you can appreciate math and help the child learn.
2. Put in the time as a parent or mentor, because math takes time. Learn and practice problems with the child and teenager.
3. Nurture this love of math learning in the child all the way into the teenage years.
4. Monitor the teenager closely during these years of algebra 1 and algebra 2 in high school. The teenager cannot afford to lag behind, skip class or miss turning in homework or studying for tests or exams.
5. Use all the resources available to assist the teenager. Find help in private or school tutors. Talk to the teacher to see how the teenager is doing. Allow the teenager time to work on homework, and give support, understanding, tools and resources as needed.
6. Go to one of the many algebra 1 and algebra 2 online websites for high school students, and supplement the teenagers class work with the free quizzes, worksheets and practice problems as time allows. To teach a teenager algebra is a worthwhile effort.
Tags: algebra algebra, high school, parent mentor, practice problems, teach teenager
There are scholarships available for almost every college pursuit, including philosophy.
Paying for college can be a daunting task. Many students never apply for colleges they assume are outside of their family or personal budgets. There is an abundance of scholarship opportunities if you make a diligent, persistent and determined effort to apply for as many as you can each year of your school career. Many schools in the U.S. offer scholarships based on qualifications ranging from ethnicity to professional association memberships to physical disabilities.
University of Minnesota Scholarships
The University of Minnesota offers 60 scholarships for new freshmen each year.
The University of Minnesota offers 60 academic scholarships for admitted freshmen who are U.S. citizens and permanent residents in addition to an extensive list of college-based scholarships within the university system. The awards range from $1,000 for a single year to $48,000 for all four years of schooling. All freshmen are considered for the scholarships. Thirty-seven of the scholarships are merit-based, and the other 23 are based on financial need. The scholarships are highly competitive, and priority is given to students who complete their admissions applications before December 15, so apply early. International students are not eligible for University of Minnesota scholarships and are encouraged to seek private opportunities.
University of Oregon Scholarships
The Rotary Club offers a $26,000 scholarship to aspiring university students.
The University of Oregon offers 29 on-campus and 11 off-campus scholarship opportunities on its website. The criteria vary greatly among the scholarships. Two of the on-campus and eight of the off-campus scholarships allow international students to apply. Awards range from $100 all the way to a fully funded education. The Rotary Foundation Ambassadorial Scholarship tops the list of off-campus scholarships with an award of $26,000 each year and is available to U.S. citizens and international students. Check with the office of financial aid to find out about new scholarships and to obtain application forms.
Yale University Scholarships
The Yale School of Management considers all applicants for merit-based scholarships. There are 29 school of management scholarships available to international and domestic students. The Yale School of Forestry & Environmental Studies considers students for a pool of 44 scholarships based on need among the top admissions candidates.
The Yale Law School website maintains a detailed list with contact and application information and criteria for more than 100 outside scholarships based on merit, physical disability, country of birth, war veteran status, gender, ethnicity and more.
Tags: University Minnesota, each year, scholarships based, Yale School, international students, Minnesota offers, off-campus scholarships
Starting college as an adult is a shock to the system, whether you're 23 or 53. After years in the workforce or at home with your children, changing gears and becoming a student again might not come naturally. Fear and anxiety shouldn't hold you back, though. It may take weeks or even a few months, but eventually, taking notes and studying for finals will feel like a well-honed habit.
Gear Up
Your life will be made infinitely easier if you have a lightweight laptop instead of relying on a desktop computer at home. Carry the laptop in a sturdy backpack or messenger bag with cushioned zippered pockets so you can use it in classes and cart it to coffee shops and the library. Buy a flash drive so you can share and transfer files from your computer to others. In addition to the standard notebooks and pens all students need, you'll want a cell phone with Internet access so you can easily stay in email contact with your teachers and classmates. You don't need an electronic organizer as long as you have these other devices.
Practice Studying
The type of rote memorization and critical analysis required in most college programs may have no place in your day-to-day life. Training yourself to be efficient at studying helps you hit the ground running. Choose a book that's fitting for your field; for instance, a Victorian novel if you're going to study English or a psychology textbook if that's your field. Find a place you can concentrate. Read the book, taking notes as you go and highlighting passages as though you were preparing for a test. When you're done, look for a sample test in the back of the textbook or write a sample three-page paper about the book's themes. Practicing these skills without worrying about grades helps you prepare for the realities of classwork.
Schedule Your Time
The schedule you'll keep as a college student is almost surely different from what you're used to following as a worker or full-time parent. Prepare for it by writing out a weekly schedule and filling in all your can't-miss obligations, like scheduled class time and part-time work shifts. Plan to spend about two hours studying for every one hour you spend in class; in time, you might find you need more or less than this. Once your college schedule is set, write in blocks of family time and relaxation periods. Ask friends and family members to help get your children to and from activities or care for pets while you're spending long days at school.
Prepare Mentally
Beginning college is stressful for everyone, but walking into classrooms filled with 18-year-olds is especially daunting for most older students. Don't feel the need to study up on the interests of young people so you can fit in; by college, even young students have typically learned to respect people whose backgrounds are different from their own. Be reassured your classmates won't stare and point when you walk in each day. If you're still anxious, talking with a therapist or writing in a journal can help you manage your anxiety and get you excited about the newest chapter of your life.
Tags: class time, different from, taking notes, with your, your children
Begin your career in fashion design at a two-year college in Southern California.
It is possible to find a community college in southern California offering or specializing in fashion design. If a four-year university isn't for you, there are a few lower-cost options for beginning your career and flexing your creative muscles in fashion design in half the time---or less. The costs for these community colleges vary, but they typically have lower tuition costs than their four-year counterparts.
Fashion Institute of Design & Merchandising
Located in Los Angeles, FIDM, as it is widely known, teaches fashion sketching, creative design, pattern drafting and computer applications. The institution structures its curriculum to "challenge and inspire" students by taking a realistic approach to the industry. In 2010, one academic year of 45 units costs approximately $26,000, including books and taxes, for in-state students. Fees for out-of-state students run about $9,000 more.
Los Angeles Trade Technical College
On the financial side, LATTC boasts one of the lowest enrollment fees in the United States. At just $20 per unit for California residents and $173 for out-of-state students (in 2010), it is an affordable option to begin a fashion design career.
According to the website, students can opt for a Certificate of Completion in fashion design by taking 46 units of full time fashion program courses or a fashion design Associate in Arts degree by taking 46 units of fashion plus 18 additional units of regular academic courses. A full 46-unit program for a California resident will cost around $920, excluding books and taxes.
Art Institute of California Hollywood
The Art Institute of California Hollywood, formerly California Design College, offers students skills in fashion design and pattern making. The site claims to prepare graduates for an entry-level fashion position such as costume designer, assistant fashion buyer, fashion designer or seamstress.
AI offers courses on weekends and in the evenings to accommodate students who are currently in the job market and wish to learn a new career.
The Associate of Arts degree program is 7 quarters long for a total of 112 credit hours. The cost is $503 per credit hour for a total of $8,048 per quarter and $56,336 for the entire program (as of 2010).
Tags: fashion design, fashion design, Arts degree, Associate Arts, Associate Arts degree, books taxes, California Hollywood
Getting ready for your freshman year of college is a challenge. For many college students, this will be a year of adjustment because this is the first time that they will live away from home. You have to learn manage your time so that you can study and still have fun. You also have to do your own laundry and possibly cook for yourself.
Instructions
1. Keep in mind that you are going to college to learn. The things you learn during your time in college will help you to excel at your career. It may seem like more fun to party while you are in college. This is fine as long as you put studying first and partying second.
2. Learn to budget your money. Managing your money while you are in college sets the tone for your money management for the rest of your life. If you get credit cards and charge a lot of money on them now, you will have to pay for it later. It is much better to stick to using cash. You have to put necessities, such as food and school supplies first and luxuries, such as going out, second.
3. Think the right thoughts. Going off to college will put your mind and emotions on a roller coaster. One minute you may be happy to be away from home, and the next you will miss home. It is normal to feel that way. Getting yourself ready to have these feelings will help you to cope with them better when they occur.
4. Find out about the campus ahead of time. Knowing where everything is on campus may take some time. You can make this easier by studying a map of the campus before you go off to college.
5. Read the campus rules and regulations. This includes the rules for your dorm and any other buildings, such as the campus gym or cafeteria, that you will frequent. Knowing the rules ahead of time will help you to act appropriately in all of those places.
Tags: will help, your money, ahead time, away from, away from home, college will, from home
Vectors are mathematical objects having a size, or magnitude, and a direction. Vectors are useful in physics when describing directional quantities such as velocity, acceleration and force.The dot product of two vectors, also known as their scalar product, is a way of multiplying vectors, arriving at a scalar quantity (in other words having a magnitude but no direction).Vector dot products are defined in general for any number of dimensions.
Instructions
Calculating the dot product, or scalar product, of two vectors
1. Choose if you wish to use trigonometry or algebra. If you know the magnitude of the two vectors and the angle between them, use trigonometry by going to step 2. If you know the components of the vectors, use algebra by going to step 3.
2. Multiply the magnitude of the two vectors by the cosine of the angle theta between them: |X| * |Y| * cos(theta). This is the dot product of the two vectors.
3. Multiply the first components of the two vectors by each other:x_1 * y_1.
4. Multiply the second components of the two vectors by each other: x_2 * y_2and add the product of these to the product of the first components. Repeat this step with the third components, fourth and so on. The overall sum will thus be: (x_1 * y_1) + (x_2 * y_2) + (x_3 * y_3) + ... + (x_n * y_n), where n is the number of dimensions of the two vectors. This overall sum is the dot product of the two vectors.
Tags: product vectors, components vectors, between them, components vectors each, each other, first components
Have you been convicted of a felony in your past? Are you looking to go back to school to get a higher degree? For ex-cons who want to go back to school, you can get government financial support through Pell Grants for felons. Pell Grants are made to people that are living on low income. It is based on how much the government thinks you can contribute towards your education and will supplement that with a grant.
Instructions
1. To apply for Pell Grants for felons, go the FAFSA website and fill out the form online. This form will ask you information about your income and assets. It will also ask if you were convicted of possessing or selling illegal drugs.
2. Do not count convictions that were removed from your record when answering the question on the drug conviction. If you were convicted of drug possession and it's still on your record, you can complete a drug rehabilitation program after which you will be allowed to get Pell Grants for felons.
3. Take note of the SAR (Student Aid Report) after you have submitted the FAFSA. This summarizes the information you have submitted.
Tags: Pell Grants, back school, Grants felons, have submitted, Pell Grants felons
There are two major ways that stock indexes are calculated. One form of calculation is called a price-weighted index. The Dow Jones Industrial Average is an example. The other form of calculation is a market-cap-weighted index. The Nasdaq and Standard and Poor's 500 are examples of indexes that are calculated using market-cap weighting. Doing some math will allow you to calculate the price of each type of index.
Instructions
Price-Weighed Index
1. Locate the prices of the stocks in the index. The Dow Jones focuses on only 30 stocks in order to calculate their index. Since it is one of the most popular, use its method for example purposes. You can look up prices on various investment Websites such as CNBC.com (the Dow 30 are listed below in the "tips" section).
2. Add the price of each of those stocks together.
3. Divide the final result by the Dow Jones Industrial Average Divisor. The divisor is meant to balance out different types of stocks over various industries in the Dow 30. It also takes into account things such as stock splits. From time to time, the divisor is adjusted. (The current divisor is listed below.) The equation for calculating the price weighted index is:
Sum of Stocks / Index Divisor = Index Average.
Market-Cap-Weighted
4. Determine the market capitalization of all stocks within the index. The market cap is reached by multiplying the number of outstanding shares of stock by the price of the stock. As an example, if a stock has a price of $10 and there are 1 million shares on the market, then the market cap is $10 million.
5. Add all of the market cap amounts together.
6. Divide the sum of the market caps by the current divisor. Like the Dow Jones, the divisor will change over time and is issued by the actual stock exchange. The formula reads:
Sum of Market Caps / Divisor = Stock Index Average
Tags: current divisor, form calculation, Index Average, index Jones, Industrial Average, Jones Industrial, Jones Industrial Average
Pell Grants come through the federal government, so your grant funds are not necessarily tied to the school you attend. However, when you change schools, you do need to revise your financial aid application to transfer your Pell Grant to the other school. Depending on your circumstances, the amount of your grant could change.
Between School Years
When you change school between school years, you don't have to do anything out of the ordinary. Just fill out the Free Application for Federal Student Aid (FAFSA) as you do between every school year. When your new school receives the application, it will process it and determine your financial aid award, including the Pell Grant. Your new school will let you know what your award is before the school year begins.
Within School Year
When you transfer to another school mid-year, you need to update your FAFSA to include the new school on it. When the new school receives your financial aid information, it will calculate your award. Your Pell Grant award at the new school is limited to the maximum annual award minus the amount you received so far this school year at your old school.
Change in Award
The main reason your Pell Grant award would change in a mid-year transfer is if the cost to attend your new school is different from the cost to attend your old school. The sum of all your financial aid can never exceed your cost of attendance. Therefore, if one school is very inexpensive, you might not receive the full amount of the Pell Grant that you would at a more expensive school. If you change schools between school years, your Pell Grant award could change because your family's income and assets changed. The award is based mostly on the amount the federal formulas determine your family can afford to spend on college each year.
Other Financial Aid
Your Pell Grant is likely not the only type of financial aid that you will have to think about when you change schools. The federal government offers other grants and loans that you will have to transfer to your new school. Thankfully, entering the school code on the FAFSA is all you have to do for those as well. If you were receiving any state or institutional aid at your old school, do not count on receiving these at your new school. Your financial aid award will depend on the state and school resources when you apply and the difference between the amount of money and aid you already have and the cost of attending school.
Tags: Pell Grant, your school, change schools, Grant award, Pell Grant award, Your Pell, your Pell
North Carolina's four-year colleges and universities are well respected.
North Carolina is home to a number of four-year colleges and universities, including one of the oldest public universities in the country. Future students have their choice of smaller private liberal arts colleges, larger public universities or midsized private universities. The range of four-year degree programs includes art history, education, business, agriculture, engineering, archaeology, cinema, folklore, creative writing and everything in-between.
University of North Carolina at Chapel Hill
The University of North Carolina at Chapel Hill is the oldest chartered public institution in the United States. Total enrollment for its undergraduate and graduate degree programs is approximately 28,000. The university offers over 250 degree programs in 14 schools including renowned programs in medicine, business and law. The school is also a leader in medical and environmental research.
University of North Carolina
Office of the President
910 Raleigh Rd.
P.O. Box 2688
Chapel Hill, NC 27514
919-962-1000
unc.edu
Duke University
Duke University is a private liberal arts university offering four-year degrees to approximately 6,000 students annually. An additional 7,000 students are enrolled in the school's graduate degree programs. The university is divided into 10 schools, including the Nicholas School of the Environment and the Fuqua School of Business as well as schools of medicine, law and engineering. The university is home to a number of renowned research facilities including the Institute for Genome Sciences and Policy and the Duke Marine Laboratory. The athletics program competes at the NCAA Division I level in the Atlantic Coast Conference in 26 sports.
Duke University
Office of Undergraduate Admissions
2138 Campus Drive, Box 90586
Durham, NC 27708
919-684-3214
duke.edu
Davidson College
Davidson College is a small, four-year liberal arts college located in Davidson, North Carolina. With a total enrollment of less than 2,000 students, the school prides itself on providing students with a Christian faith-based education. The college offers over 20 programs of study, including pre-professional programs in engineering, medicine and ministry.
Davidson College
Box 7171
Davidson, NC
28035
704-894-2240
davidson.edu
North Carolina State University
North Carolina State University offers over 300 undergraduate and graduate degree programs through its 10 colleges and schools including programs in agriculture, design, education, engineering and veterinary medicine. The university is the largest four-year college in the state with an annual enrollment approaching 34,000 students. The school's athletic program competes in the Atlantic Coast Conference in over twenty-three sports at the NCAA Division I level.
Office of Undergraduate Admissions
NC State University
203 Peele Hall, Campus Box 7103
Raleigh, NC 27695-7103
919-515-2434
ncsu.edu
Wake Forest University
Wake Forest University offers students the opportunity to pursue four-year degrees or graduate and doctoral levels in over 60 areas of study. The university is divided into six schools, including the undergraduate college and distinct programs in medicine, law and business. Graduate students may also choose to complete a joint degree program combining the PhD, JD or MD with a master's degree in another area of study such as bioethics, counseling or religion.
Wake Forest University
1834 Wake Forest Road
Winston-Salem, NC
336-758-5000
wfu.edu
Tags: North Carolina, degree programs, schools including, University North, University North Carolina, Wake Forest
After you take the ACT standardized test and turn it in, you will need to wait up to 2 1/2 weeks to find and access your ACT score online. Many reports are made available within one week of the testing date but can take up to 2 1/2 weeks, depending on the number of reports being processed.
ACT scores are made available to students after testing both online and through standard postal mail. ACT scores are sent out to the schools listed as recipients on the student's ACT test form via standard postal mail as well.
Instructions
Online
1. Wait at least one week after taking your ACT test. Log onto the official ACT website using your student account access information. If you do not have a student access account you will need to create one. The link for the ACT scores results and account creation/access has been included in the References section at the end of this article.
2. View the test score availability schedule on the ACT website. This chart, available at the link in References, will show a test date along with the estimated dates when the scores will become available.
Wait until the first available date listed for the date that you took the test to check the scores online.
3. Return to the ACT website daily to check for an update if the score is not there initially. ACT states that the online scores will be available in most cases within 2 1/2 weeks of the test date.
You will need to log into your student account on the ACT website each time you go to check a score.
You can also order additional scores to be sent to colleges, universities and your home address through the online account access site.
Through the Postal Service
4. Fill out your correct home mailing address on the ACT test form when signing up to take the ACT test. If you do not fill out an address you will not get a paper copy of your test results and you may not get any score results.
5. Wait 3 to 8 weeks for the scores to be mailed out via postal mail. During this time frame, scores will also be mailed to the schools that you have listed on the ACT test form.
The ACT test issuer states that ACT tests with a writing portion will be mailed out within five to eight weeks after the testing date.
6. Verify the information on the score reports is correct when you receive them in the mail. This includes verifying personal information such as name and date of birth as well as the list of schools that the report was sent to.
You will also be able to view your score results on the paper score report for each section of the ACT test such as written and verbal.
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