Friday, October 30, 2009

Pick A Transfer College

Picking a transfer college can be a huge undertaking. You need to find a school that is affordable, will accept your credits and has the program you want. With a little homework, though, you can easily find the perfect school for you.


Instructions


1. Find out your current school’s accreditation. You likely considered this when you picked your current college. Most regionally accredited colleges and universities only accept credits from other regionally accredited institutions. Even if your school is accredited, if it does not have the right accreditation, your credits will not transfer. Once you know your school's accreditation, start looking at schools that accept it.








2. Determine which schools your current college has transfer agreements with. Your current school should list transfer agreements. If you attend a community college, the school may have articulation agreements with four-year institutions. This guarantees that certain classes will transfer into your new school. In some cases, entire associate's degrees will transfer into the new school, letting you start as a junior.








3. Determine which schools have programs that interest you. Your transfer school should have a high-quality program with a high job placement rate.


4. Speak with an admissions adviser at your potential transfer college, especially if your school does not have a transfer agreement with the institution. Learn what coursework the new school will and will not accept. This school may transfer in your current school’s math 101 course, for example, but your new program may require a different math course. Get a curriculum listing to ensure you are taking the right classes.


5. Determine the costs. Many times, tuition is just the start of college costs. Even your current school has additional fees beyond the base tuition. Find out how much you must pay per credit hour, the standard fees, parking fees and any other additional costs that might come in to play.


6. Go over the particulars of the transfer process with an adviser, including rules, policies and deadlines. Learn the deadline for your application as well as any financial aid deadlines.

Tags: your current, current school, your school, will transfer, agreements with, current college, Determine which

What Does Familial Mean







What Does Familial Mean?


Familial is an adjective meaning "of, pertaining to, or characteristic of a family," as defined by Dictionary.com. It is a term that suggests a similarity or bonding that is intrinsic to a group of people.


Significance


Familial is a term that encompasses everything to do with the components of a family, from day-to-day responsibilities to longstanding traditions. For example, it is common for those living in the United States to share a familial Thanksgiving dinner on the fourth Thursday in November.


Other Uses








Since familial expresses an affinity or mutual fondness within a group of people, you can use it to emphasize the depth of other relationships. For example, "a familial office" conveys a warm and friendly work environment that is like a family.


Medical Significance


Familial is also a common medical term. MedlinePlus.gov defines a familial condition as one that "tends to occur more often in family members than expected by chance alone." A familial condition can be a biological inheritance through genetics, or it can be caused by environmental or lifestyle factors.

Tags: Does Familial, Does Familial Mean, familial condition, Familial Mean, group people

What Are The Benefits Of Day Care Centers

When a parent is in need of childcare, a daycare center is often the most beneficial option. In addition to following mandated federal and state policies, daycare centers are more apt to have a staff of qualified people that will know and understand the development of a child.


Routine


Daycare centers are required by law to provide the children with a scheduled day. While day-to-day activities may or may not go as planned, the children are guaranteed meal times and an adequate period of rest.


Nutrition


Licensed daycare centers are required to provide healthy meals and snacks that are often regulated by the U.S. Department of Agriculture (USDA).


Social Development


Interacting with other children is crucial in the development of a young child. Learning play with other children encourages language skills and teaches children get along with others.


Cognitive Development


Daycare centers provide children with age appropriate toys, games and activities that will aid in their learning process.


Regulations


Daycare centers must abide by state and federal laws that are frequently monitored and inspected by licensing agents. This is to ensure proper safety and well being for all children.


Kindergarten Readiness


Being in a daycare center prepares the children for kindergarten. As young as the early toddler years, most daycare centers provide an age appropriate curriculum for learning basic kindergarten skills, such as the alphabet, colors and numbers.

Tags: centers provide, centers required, centers required provide, children with, daycare center, daycare centers, other children

Thursday, October 29, 2009

Court Reporting Schools In Georgia

Georgia residents can earn a court reporting degree at Georgia schools.


For prospective legal professionals who feel they are not cut out for the lengthy education process required to become an attorney, a career as a court reporter may be the ideal solution. Court reporters are in the middle of the action, watching and documenting court proceedings, but without the pressure felt by the judge and attorneys. A number of schools offer a degree program in court reporting, including some in the state of Georgia.


Brown College of Court Reporting


The Brown College of Court Reporting offers prospective students the option to choose either in-person learning or an online degree program. The school offers programs in both stenography and voice writing, allowing students to choose which career path best suits their individual needs. Students receive training in areas that include judicial reporting, machine shorthand, court reporting procedures, reporter dictation, current events, legal and medical terminology, and civil and criminal laws. In addition, students must complete both a court externship and a freelance externship. Brown College of Court Reporting provides tuition costs on an as-requested basis, however the school offers financial aid resources for individuals who qualify.


Brown College of Court Reporting


900 Emery Street NW








Suite 200


Atlanta GA 30318


800-849-0703


bccr.edu


Atlanta Peach Recorders


Atlanta Peach Recorders offers students two study options for pursuing a court reporting degree: the correspondence path, which allows students to work entirely at their own pace; and the resident course, which allows students to attend campus courses during either day or evening hours. Students receive training in legal and medical terms, business practices, legal procedures, reporting techniques and speed building. Additional courses are available in shorthand procedures and freelance opportunities. The Atlanta Peach Recorders school supplies all required materials to their students, saving students on out-of-pocket costs. Tuition costs are available from Atlanta Peach Recorders upon request. Payment plans are available.


Atlanta Peach Recorders


3775 Clairmont Road


Atlanta, GA 30341








800-235-5964


courtreportingusa.com


Bryan College


Students who are unable to attend on-campus courses in court reporting may obtain their degrees online. Bryan College offers an online court reporting program, which allows students to pursue their degree at their own pace. Students are trained in career paths that include court reporting, hearing reporting, statement reporting, convention reporting, real-time captioning and real-time reporting. Bryan College teaches its students skills in legal terminology and court reporting procedures. The total tuition costs for Bryan College are disclosed to the applicant during the admissions process. The school has a staff available to assist students in financing their education.


Bryan College


2317 Gold Meadow Way


Gold River, CA 95670


800-878-5515


bryancollege.edu

Tags: Atlanta Peach, Atlanta Peach Recorders, Bryan College, Peach Recorders, Brown College, Brown College Court, College Court

The Pro & Cons Of Tv Violence

The results of violence on television.


Violence has been a part of television for as long as television has existed, and throughout this relationship scientists and scholars have studied how violent programming affects viewers, both young and old. The conclusions of these studies are not black and white, and instead point to both positive and negative consequences to watching violence on TV.


TV Violence Reinforces Violent Solutions








Many studies show a correlation between television violence and learned violent behavior in humans, especially children. In 1994, The Independent published an article discussing the relationship between television violence and real-life violence. Author Raj Persuad wrote that television "is bound to teach children over time that violence is a viable and acceptable solution to problems in life." Time and again, television characters face major and minor problems, and their solutions frequently involve violence because violence is considered to be more interesting to watch than passive mediation. According to this viewpoint, when viewers, especially children, venture out into the real world they will first consider violence rather than safer solutions, because they have the pattern ingrained in their minds.


TV Violence Desensitizes People to Violence


People have a natural instinctual aversion to violence. According to a 2007 study conducted by the Association for Psychological Science, "most people have an automatic aversive emotional response to scenes of violence, often assessed by changes in heart rate and skin conductance. Such negative emotional responses help inhibit aggressive behavior and inspire helping behavior." But the study adds that people exposed to violent television showed reduce skin conductance and heart rate reactivity when facing real-life violence. Thus, the study suggests, the act of watching simulated violence inhibits people's ability to react naturally and effectively to actual violence and this inhibition may lead to serious problems in dealing with real-world problems.


TV Violence Teaches Children about Consequences








Through watching violence on television programs and news broadcasts, children can learn about the world. They can gain an understanding of problems so that they can better prepare for finding solutions. But watching violence on television can also teach them about the consequences of violent acts. Jib Fowles, author of a book touting the benefits of TV violence, believes most television shows teach children that good will prevail over evil and that crime doesn't pay. If children know about prison, vengeance, fines and all the other negative after-effects of violent acts, Fowles argues that they are less likely to commit violent acts in real life.

Tags: violence television, violent acts, watching violence, acts Fowles, between television, between television violence, especially children

Wednesday, October 28, 2009

Admission Requirements For Uva Medical School

Admission Requirements for UVA Medical School


The University of Virginia Medical School is located in Alexandria, Virginia, and has fewer than 1,000 students per year who train to become fully licensed physicians. To get into UVA's Medical School, you'll need to complete two different applications, provide several letters of recommendation, fulfill a minimum level of credit hours and meet other subjective criteria.


Deadlines








If you're applying to UVA Medical School, you must meet the November 1 application deadline. To do so, you must turn in your application through the Association of American Medical Colleges and its American Medical College Application Service. That deadline is for the year prior to your enrollment. UVA recommends that applicants turn in their paperwork well before the deadline. Once you have turned in your paperwork through AMCAS, you must fill out UVA's supplemental paperwork, which includes an $80 application fee.


Letters of Recommendation


Part of the application process for UVA Medical School is the submission of letters of recommendation from your mentors and peers. There is no limit on the number of letters, though UVA recommends prospective students focus on quality rather than quantity. All letters of recommendation must be submitted through AMCAS. Letters may be sent through AMCAS via mail, Interfolio, veClient or AMCAS's own Letter Writer application.


Coursework


If you apply to UVA Medical School, you need at least 90 credit hours at a U.S. or Canadian university. These credits must include one year of biology, chemistry, organic chemistry and physics, with the accompanying lab work. UVA allows prospective students to substitute biochemistry with part of their organic chemistry credit. Additionally, classes in which grades are awarded on a pass-fail or credit-no credit basis are not considered. Plus, UVA does not accept credits from distance learning courses.








Interview


If your application is accepted on a preliminary basis, you can expect to be invited to UVA for an interview before the School of Medicine's Admission Committee. The interview is the final hurdle to admission and UVA accepts students until October 15 or until the class is filled, according to the UVA website.


Other Criteria


According to the UVA School of Medicine website, there are other, more subjective criteria used to select students. Your performance on the MCAT, the standardized admissions test for all medical schools, is also a consideration. And, UVA considers what it calls the "variety of personal characteristics necessary for success as a physician"-criteria that the school's selection committee believes gives applicants the potential to be highly effective doctors.

Tags: Medical School, letters recommendation, through AMCAS, Admission Requirements, Admission Requirements Medical, American Medical

Take A Ph D Program In Geology







If you are interested in getting a Ph.D. in geology, there are some things that you should know. First, getting a Ph.D. is never easy. There are many requirements and many people you have to please along the way. Here are some guidelines and suggestions for earning your Ph.D.








Instructions


1. Apply for admission to a Ph.D. program in geology. Each graduate school will have different requirements for admission. These requirements will likely include letters of recommendation, transcripts, essays and GRE scores. Some Ph.D. programs will also require or recommend an interview as part of the admission process.


2. Complete any required coursework. The number of courses and course hours will vary depending on the graduate program. Make sure that you are aware of these requirements and any specific courses you're required to have.


3. Take your qualifying examination or examinations. You may be required to take a written exam, an oral exam or both. These exams cover a variety of geologic topics, focusing on your specialty of interest. Your advisor will tell you when these exams have to be taken and what the focus will be.


4. Select your dissertation committee. Your committee will consist of your advisor, other professors in the geology department and usually at least one professor from another university. Check with your advisor about select your committee and about how many members need to be included.


5. Choose your dissertation topic and write a dissertation or research proposal. Your dissertation topic will be chosen in conjunction with your advisor and your committee members. This dissertation proposal will have to be approved by your entire committee, the geology department graduate advisor and anyone else that your school deems appropriate. This process is often called an "Admission to Candidacy."


6. Complete your dissertation. Set deadlines for your research and writing in conjunction with your advisor and committee members. Keep everyone abreast of your progress and have regular meetings with your advisor and those on your committee. Submit drafts as necessary and rewrite as needed.


7. Have your dissertation proposal or defense. This is an oral presentation of your dissertation and your research. These presentations are often given to those in your department, your advisor, your committee members and the graduate department chair. In many cases, these presentations are also public meaning that anyone can attend. After the presentation, be prepared to answer questions from those in attendance, including your advisor and committee members.


8. Revise your thesis as needed. In many cases, after a dissertation presentation, your advisor and committee members will require some revision of your written thesis. Take care of these revisions and rewrites as soon as possible so your advisor and committee can approve your thesis.

Tags: your advisor, committee members, advisor committee, with your, with your advisor

Tuesday, October 27, 2009

Write A Winning Personal Statement For A College Application

As you prepare for college, writing a strong personal statement will help you get noticed by college admission boards.








Every year during the college application process, university admission boards receive thousands of personal statements and admission essays. Because of the volume of submissions that are received, it can be easy to get lost in a stack of paperwork if your statement doesn't stand out. Such statements are critical. "Much of the time, it is your essay that will set you apart from the pack," says Peterson's College Search. Preparation, an understanding of the request and editing can help make your essay stronger.


Instructions


1. Read examples of well-written personal statements online. This will give you an idea of what others who have authored strong personal statements are saying and may give you some ideas for your own work.


2. Gather information about yourself, such as your academic transcript and names of those who have employed you or supervised your volunteer efforts in the past. As you write, you'll be making references to these things, so you'll want them immediately available.


3. Determine the direction of your essay by reading the other materials that will be included in your college application. Look for things that aren't already reflected in your transcripts and resumes but help describe the type of person you are, such as volunteer opportunities, unique talents or hobbies that might relate to your chosen field. These are the things you'll want to focus on in your statement.


4. Write a first draft of the statement, incorporating three main elements: an opening that introduces you to the reader and states your desire to be in the program or school, several supporting paragraphs that show your experiences and qualifications, and a conclusion that summarizes your interest in the school and what assets you will bring to college.


5. Revise your first draft for content. If the personal statement is an answer to a question posed by the admissions department, make sure you've answered that question. Also make sure you've included all pertinent information about you and your desire to enter the program in question.


6. Edit the statement for spelling, punctuation and grammar errors. The statement is then ready for submission.

Tags: personal statements, your essay, admission boards, college application, first draft

Get A Personal Student Loan

Get a Personal Student Loan


Financing your education can be just as tricky as getting accepted into college. Fortunately, there are scores of lenders out there who have the cash you need to pay for school. If you need to get a personal loan to cover tuition, books and living expenses, you'll need to spend some time considering your many options.








Instructions


Get a Personal Student Loan


1. Draw up a budget. Counting your own personal savings, contributions from your parents and federal and state loans, determine how much you'll need to borrow elsewhere each academic year.


2. Have your parents approach the financial institution where they bank to see what kind of student loan programs are offered. Unless you're a self-sufficient adult with a good credit history who is returning to school relatively late in life, you'll need a cosigner. Your cosigner is more likely to get good loan terms from a bank he's been dealing with for years.


3. Check online for loans specifically designed for students. Many lenders who specialize in student loans offer very competitive packages, some of which may not charge much more than a point or two above the prime interest rate.


4. Do a close comparison of the loan terms. Frequently, student loans do not come due for repayment until you have been out of school for a specified period, usually 6 months. However, just because you don't have to make payments until 6 months after your course of study has ended, interest accrues on your loan from the first year you borrowed money.


5. Have your school complete any enrollment verifications you need in order to get your loan processed. If this is necessary, it will usually require a trip to your college's office of admissions or to your academic coordinator or supervisor's office.


6. Plan your academic year's finances around your loan disbursements. Students often receive part of their annual loans at the beginning of the school year and the rest at a later date. Don't get stuck short of cash because you didn't get your loan disbursement dates right.

Tags: your loan, Personal Student, Personal Student Loan, academic year, Have your

Find Xintercept & Yintercept

X and Y intercepts are used to graph linear equations.


X and Y intercepts are part of the basis for solving and graphing liner equations. The X-intercept is the point at which the equations line will cross the X axis, and the Y intercept is the point at which the line crosses the Y axis. Finding both of these points will allow you to locate any point on the line. Identifying X and Y intercepts from a liner equation is a simple process that can be done by anyone with basic algebraic knowledge.


Instructions


X-intercept


1. Replace Y with 0. For example, to find the X-intercept of 2x + 5y = 10, you will replace the Y with 0 making it: 2x + 5(0) = 10.


2. Simplify the equation. For example, the equation 2x + 5(0) = 10 would simplify to 2x = 10.


3. Divide each side of the equation by the multiplying factor of X. For example, in the equation 2x = 10, you would divide both sides of the equation by 2, leaving you the X-intercept of x = 5.


Y-intercept








4. Replace X with 0. For example, in the equation 2x + 5y = 10 you would rewrite the equation as 2(0) + 5y = 10.








5. Simplify the equation. For example, 2(0) + 5y = 10 would be simplified to 5y = 10.


6. Divide both sides of the equation by the multiplying factor of Y. For example, the equation 5y = 10 would have both sides divided by 5, leaving the y-intercept of y = 2.

Tags: equation would, example equation, example equation would, both sides, both sides equation, equation example

Monday, October 26, 2009

Pay For Your College Tuition







Pay For Your College Tuition


Paying for college can be tough especially when the average cost of a college tuition is $35,000 a year or more. But there are ways to ease this financial burden and help get you the college education you desire.


Instructions








1. Check out the Free Application for Federal Student Aid (FAFSA) website and complete an application to determine your financial need and get grants to help pay for college. You will need your previous years taxes and your parent's taxes as well if you are considered a dependent student (FAFSA helps you figure this out). The website for FAFSA is included in the resource link below.


2. Find scholarships that will help you pay for your college tuition. There are many websites that you can browse to find college scholarships that fit your need. Check out the resource list below. You can also ask your school's enrollment adviser about the various scholarships that may exist at your college.


3. Apply for subsidized (the government pays the interest while you're in school) and unsubsidized (you pay the interest, but can elect to defer payments until after graduation) student loans through a lender of your choice. You will have to pay these back, but they are put on student deferment until 6 months after you graduate from college. You do not need good credit to apply. Ask your enrollment adviser for more information.


4. There are also private student loan lenders that offer college students extra money to attend school. Private student loans require good credit and are very hard to get without it. A co-signer may be needed to apply. Most can be deferred while you are in college, but not all, so choose wisely.


5. Some employers also offer a tuition reimbursement program if your desired college degree will help you advance in their facility. Many require that you stay an extra year or more at their company when you graduate to pay back the tuition you borrowed. Ask your human resources coordinator for more information.

Tags: scholarships that, college tuition, enrollment adviser, good credit, help college, more information, student loans

Become A Substitute Teacher In Keller Isd

Being a substitute teacher requires the ability to adapt to different children of varying ages every day. Keller Independent School District is a growing school district that has exemplary schools from the several elementary schools to their three high schools. Due to teacher training, illness and required meetings, all school campuses need substitutes throughout the year. Follow these steps to become a substitute in one of the best school districts in North Texas.


Instructions


1. Pick up an application from the Keller ISD Human Resources office located at 350 Keller Parkway, Keller, Texas.


2. Fill out the application and return it to the district address that is listed on the district Web site (see the Who Can Help section below).


3. Submit a sealed, certified copy of your transcripts from college along with the application.


4. Present a valid driver's license and Social Security card for confirmation of identity. The district will run a criminal background check with your information.


5. Attend the orientation for all new-hire substitutes after Keller ISD has contacted you with approval of being a substitute.


6. Make an appointment to get a picture ID badge and instructions on log in and out of each school you are working at.


7. When called to new schools, bring along a flier with your name, contact number and days you are available. Ask office personnel if you can post this paper in the teachers' lounge. This is a good way of getting callbacks from a school that you enjoy.

Tags: with your

Find A Senior Project Mentor

Many seniors have to complete a project that involves finding a mentor in order to graduate. The idea behind a project is to explore possible careers and college majors. To find a senior project mentor, it is important to have a topic or career in mind. Here are some tips on finding a mentor once you have determined your project focus.


Instructions


1. Ask your friends, family, teachers and neighbors about people who know something or work in the field you are researching. The first place to start with finding a senior project mentor is with people you know.








2. Make a list of people to contact after you have talked with people you know. Start contacting them by phone to set up in-person meetings.








3. Use judgment when interviewing people to be a mentor. Some people may not have a schedule that fits yours. You will need to adapt your schedule to someone else, so be sure it is convenient for both of you.


4. Pick someone with the right kind of experience. You want to find someone with specific tools and resources or your project to meet your objectives.


5. Investigate further. Sometimes, it is not possible to find a mentor through your immediate friends and family or teachers. Your specialized research project may require some further investigation. Some other resources are your own employer, people you know from church or other religious group, community and civic organizations, or sports teams or foundations. You may have to get even more creative and research professional groups, company stakeholders, colleges and universities, newspaper articles or a phone directory.

Tags: people know, family teachers, finding mentor, friends family, friends family teachers, project mentor, resources your

Friday, October 23, 2009

What Are The Requirements To Receive A Texas Grant

The TEXAS Grant provides financial assistance to college students that meet the eligibility requirements.


The TEXAS (Towards EXcellence, Access and Success) Grant is a form of financial assistance offered by the state for qualified students that covers tuition for two and four-year college degrees. Applicants for the grant must meet eligibility requirements that include proof of residency and a demonstration of financial need.


Education Requirements


Education requirements for the TEXAS grant include graduation from an accredited high school during, or after, the 1998-99 school year. Within 16 months of graduation, the student must enroll in a public nonprofit Texas college or university from a qualified high school and have less than 30 credit hours at the time of application. If the applicant has earned an associate's degree from a community college and enrolled in an accredited university no more than 12 months after receiving the degree, she may apply for the TEXAS Grant. Once an applicant has received the grant, she must complete at least 75 percent of all attempted credit hours and maintain at least a 2.5 grade point average.


Residency Requirement








Only Texas residents may apply for the TEXAS Grant, and applicants must show proof of residency. Applicants age 18 or over who are classified as dependents meet residency requirements through the living arrangements of their parents or legal guardian. Independent applicants must show they meet the residency requirements through their own actions. To qualify as a Texas resident, the parents of an eligible dependent must have physically lived in Texas for the 12 months before the application, claimed the dependent on their federal income taxes in the previous year and had joint or single custody of the dependent 12 months prior to the application. Independent applicants must show proof that they physically resided in Texas for 12 months prior to the application. Proof of residency is shown with items such as high school transcripts, employment records or voter registration.


Financial Requirements


Applicants for the TEXAS Grant must show financial need for the grant by demonstrating an expected family contribution, the amount the school decides the applicant or her parents are responsible for concerning tuition and fees, of less than $4,000. The expected family contribution is determined by income, benefits, assets and the size of the family.








Selective Service


Selective Service is a federal system of registration that keeps track of men aged 18 to 25 in case there is a national emergency that requires immediate expansion of the military. The men listed in the registry may be called, or drafted, to join a branch of the military. An applicant for the TEXAS Grant that meets the requirements for registration in Selective Service cannot receive a grant if he does not register.


Criminal Activity


If the applicant has been convicted of a felony or crime related to a controlled substance, he is ineligible for the TEXAS Grant.

Tags: must show, TEXAS Grant, applicants must, applicants must show, high school, Selective Service

Thursday, October 22, 2009

Select A Student Loan Consolidation Lender

Loan consolidation has become a popular choice for many student loan borrowers who are struggling to manage multiple loan payments. It isn't uncommon for graduates to end up with twelve or more individual loans to repay, creating a financial strain and a bit of confusion when it comes to managing the loans effectively. Be sure to weigh the pros and cons of consolidation before you select a student loan consolidation lender.


Instructions


1. Review all of the information relating to your student loans to determine your lenders, interest rates and the types of loans that you are repaying. Only federal loans are eligible for consolidation through federal loan consolidation programs, including Stafford loans, PLUS loans and Perkins loans.


2. Determine whether any of your lenders offer a loan consolidation program and review their services carefully. Just because you are already indebted to the lenders doesn't mean you have to select one of them to be your consolidation lender. It may be the easiest choice, but if you haven't been pleased with the level of service they have provided thus far, it may be time to move on.


3. Remember that all federal student loan consolidation programs are basically the same. The only things that set them apart are their customer service and their repayment incentives. A typical repayment incentive consists of offering borrowers an interest rate reduction after they've made their monthly payments on time for a specified length of time. Programs such as these can save borrowers money, so they should be weighed heavily when selecting a loan consolidation lender.


4. Find out as much information as you can about each lender before you make a decision. Make sure that you determine their credibility, their repayment incentives, consequences for missed payments and the process for filing for a deferment. Many borrowers also appreciate companies that offer e-services, such as 24-hour online bill pay and online applications for deferments, forbearances and graduated repayment plans.


5. Select a student loan consolidation lender only when you're satisfied that you've chosen a lender who will offer you the best service over the term of your loan. Once you file your application, you can expect the consolidation process to take a couple of months. In the meantime, continue to pay your monthly payments on each individual loan and stay in contact with your consolidation lender so that you are always up to speed on the progress of your application.

Tags: student loan, consolidation lender, loan consolidation, loan consolidation, loan consolidation lender

Work At Disney World

Working at Walt Disney World is a dream for many people. Finding a job at “The Happiest Place on Earth” may take some time, but will be well worth it for serious Disney World fans. Cast members, as they’re known at Walt Disney World, work in all areas of the four parks, two water parks and the resort’s hotel and food service locations.


Instructions








1. If you are currently in college, apply for the Disney College Program or a Disney Professional Internship. If you are accepted into one of these programs, you will spend a semester working at Walt Disney World. As part of the interview process for the College Program, you will be asked to attend a Disney presentation. You can sign up on the Disney College Program website to be notified when a presentation will be held in your area. If there are no presentations in your area, you can watch the presentation online.


2. When you attend a presentation, you will also sign up for an interview time. Bring your application, which can be printed from the website. You will be notified if you have been accepted to the program in several weeks. Participants in the College Program are assigned to various areas of the parks and hotels. The areas that a cast member is assigned to may not necessarily be related to her major. Disney does provide housing, although you will be sharing an apartment with roommates. Housing costs are taken out of your paycheck.


3. Participants in the Disney Professional Internship work in areas related to their majors. Professional internships are available in such areas as: Animal Programs, Engineering and the Disney Design Group. Housing is also available for these positions. You can apply online for these positions at the Disney Careers website.


4. If you are not in college, you can search Walt Disney World job listings at the Disney Careers website. Be sure to check “Orlando” as the city in which you would like to work. If you are in Orlando, you can apply in person for a job by visiting the Casting Center, at 1515 Buena Vista Drive, Lake Buena Vista, Fla. The Casting Center is across the street from Downtown Disney. The Casting Center can be reached by telephone at (407) 828-1000.








5. If you are a gymnast, tumbler, actor, comedic or improvisational actor, puppeteer, singer, dancer, musician, stunt performer or stage technician or if you want to play a character, check out the Disney Auditions website.

Tags: Disney World, College Program, Walt Disney, Walt Disney World, Casting Center, Buena Vista, Careers website

Wednesday, October 21, 2009

Win A Spelling Bee

After hours of studying and preparing for a spelling bee, it's important to know what rules to abide by while actually at the competition. Knowing and abiding by the rules can definitely put someone on track to ultimately win the spelling bee. This increasingly popular educational sport can prove to be both profitable and entertaining.


Instructions


1. Visit the official spelling bee website to register for the competition in your local area. This website also gives information on start one if there is not one available and ask for sponsorship.


2. Pick up the suggested material to study with and spend hours studying well in advance to try and win the spelling bee. Don't procrastinate. This information can be found on the official national spelling bee website.


3. Learn spell words in a timely fashion. Participants get about 2 1/2 minutes to spell a word.


4. Know the origins of words. It can be the difference between words ending in "isk" for an Anglo-Greek word or "esk" if it's Swahili. Picking up "Merriam-Webster's A Dictionary of Prefixes, Suffixes, and Combining Forms" from a local bookstore or online will help you with this step.


5. Have the judge to use the word in a sentence or provide the definition and origin, if unsure of the context the word is being used in during the spelling bee.


6. Ask for permission to start over. If you start to stammer while spelling a word, it may be helpful to begin again. Do not change the order of the letters that have already been spoken out loud.


7. Be aware that there will be camera crews and media at the National Spelling Bee, as well as some local events, but staying focused can help anyone succeed in winning the title.

Tags: hours studying, spelling website

What Is A Math Compass

What Is a Math Compass?


A math compass is a metal or plastic V-shaped drawing tool with a clamp on one end to hold a pencil and a sharp point on the other end that keeps the tool steady on the drawing surface while the pencil moves.








Proper Pencil Position


With the compass ends (or "arms") together so they touch, the pencil is inserted down into the clamp so when the point of the pencil and the compass point (or "needle") are on the table together, the compass is perpendicular (straight) in relation to the drawing surface.


Arc Measurement


The space between the compass arms is adjustable, and the wider apart the arms, the greater the circle or arc radius. A number on the gauge at the apex (or "hinge") of the compass gives the size of the radius that will be drawn.


Drawing Mechanics


Once a measurement is chosen, the arc or circle is drawn by placing the sharp point of the compass at the center of the intended circle or arc, and dragging the pencil around the center to draw the curve.








Uses For


A compass is used in mathematics, drawing and drafting to create arcs, circles or other geometric figures that can be determined by measuring intersecting line segments. A compass can be used to bisect lines, find midpoints and help solve problems in geometry.


Safety Compass


A safety compass (also brand name SAFE-T compass) is a compass that doesn't have a sharp point on the end that could cause injury. Either it has a rubber tip instead of a needle, or it is shaped like a ruler with a circle on one end to anchor it to the drawing surface, while the pencil tip is placed in a hole on the ruler arm and pushed around the center disk to create an arc.

Tags: drawing surface, sharp point, around center, compass used, drawing surface while

Become A Certified Legal Assistant







Paralegals with the CLA credential enjoy a competitive advantage in the job market.


Job security, heftier salaries or a competitive advantage on the hiring field are some of the reasons paralegals, also known as legal assistants, seek to become Certified Legal Assistants (CLA). The CLA designation, though not required in any state, tells employers that a paralegal has met some of the profession's most stringent standards. Certification is awarded through the National Association of Legal Assistants (NALA) to applicants who pass a two-day examination on federal law and satisfy other requirements. Paralegals earning this distinction can choose either "CLA" or "CP" -- Certified Paralegal -- as their credential.


Instructions








Application


1. Access the NALA website (see Resources). Choose "Certification" and then "Examinee Information." Select the section for "Application Procedure Overview," where you will find all test application forms.


2. Go to the first form, "Certified Paralegal Examination Application Form" and review the application directions and determine your eligibility category. Category 1 calls for a certificate from a paralegal training program or an associate's or bachelor's degree in paralegal studies from a two- or four-year college. Category 2 requires a bachelor's degree in any subject and at least one year of work experience as a paralegal. Category 3 requires a high school diploma or its equivalent, seven years of paralegal work experience and 22 hours of CLE courses completed within two years before applying for certification.


3. Download and print this form from the website. Complete the form. Check the specific submission requirements under each category. For example, category 2 applicants must submit an official transcript from the school that issued their bachelor's degree.


4. Send the requested documents, completed application and required fee by regular mail or fax to NALA. Check deadline filing dates, also on the "Application Procedure Overview" page. If you have not applied at least one month before the next scheduled test, you must either pay a late filing fee or wait for a future test session.


NALA


1516 S. Boston Ave., Suite 200


Tulsa, OK 74119


5. Wait for notification from ACT, the independent testing organization that administers the CLA exam. Once you receive notification, call the ACT office identified on the notice to schedule a date, set the time and choose a location. Submit the required appointment fee, which is separate from the examination fees, to the address provided on the notification.


Test Preparation


6. Obtain study guides published by NALA. Though not required, these review manuals have helped many paralegals to pass the test. Study the five required subjects of communications, ethics, legal research, judgment and analytical ability, and substantive federal law. You must then study four additional subject areas of your choosing, such as business organizations, civil litigation, estates, contracts, or administrative, family, real estate or criminal law.


7. Access NALA's website. Navigate to the section for "CP Study Materials" under the "Certification" heading to register for one of the study programs offered. Choose online, web-based or live study programs.


8. Check the NALA website for a list of paralegal organizations that are affiliated with NALA. Contact an organization in your area and register for its exam review study classes, if any.


The Test and After


9. Access "Examinee Information" under the section for "Certification" on the NALA website. Choose "ACT Testing Center Information Details" to read the terms and conditions and the testing center rules for taking the exam. For example, the rules prohibit you from bringing cell phones, food or beverages into the testing room and require you to sign in and out every time you leave the room. However, you will be given earplugs upon request.


10. Take the two-day examination at the designated testing center. You must obtain a minimum score of 70 percent. NALA will send your grade by regular mail.


11. Retake any sections you did not pass. Download and print the "Notice of Intent to Retake" form on NALA's website, also under the section for "Application Procedure Overview" page. Complete the form, add the required fee and return it to NALA.


NALA


1516 S. Boston Ave., Suite 200


Tulsa, OK 74119

Tags: NALA website, Application Procedure, Application Procedure Overview, bachelor degree, Procedure Overview, 1516 Boston, 1516 Boston Suite

Tuesday, October 20, 2009

Ncaa Colleges In Kentucky

The National Collegiate Athletic Association (NCAA) is a voluntary organization through which the nation's colleges and universities govern sports programs for student athletes. It is made up of conferences, organizations, colleges, universities and individuals dedicated to promoting the best interests of student athletes in education and athletic participation. The state of Kentucky boasts 14 schools in three divisions of the NCAA.


Division I Schools


Located in Richmond, Kentucky, Eastern Kentucky University is a Division I member of the NCAA. Men's sports include baseball, basketball, cross country, football, golf, tennis, and track and field. Women's sports include basketball, cross country, golf, soccer, softball, tennis, track and field, and volleyball.


Moorehead State University is located in Moorehead, Kentucky. Men's sports include baseball, basketball, cross country, football, golf, tennis, and track and field. Women's sports include basketball, cross country, golf soccer, softball, tennis, track and field, and volleyball.








Murray State University is located in Murray, Kentucky. Men's sports include baseball, basketball, cross country, football, golf, rifle and tennis. Women's sports include basketball, cross country, golf, rifle, soccer, softball, tennis, track and field, and volleyball.


University of Kentucky is located in Lexington, Kentucky. Men's sports include baseball, basketball, cross country, football, golf, rifle, soccer, swimming and diving, tennis, and track and field. Women's sports include basketball, cross country, golf, gymnastics, rifle, soccer, softball, swimming and diving, tennis, track and field, and volleyball.


University of Louisville is located in Louisville, Kentucky. Men's sports include baseball, basketball, cross country, football, golf, soccer, swimming and diving, tennis, and track and field. Women's sports include basketball, cross country, field hockey, golf, lacrosse, rowing, soccer, softball, swimming and diving, tennis, track and field, and volleyball.


Western Kentucky University is located in Bowling Green, Kentucky. Men's sports include baseball, football, basketball, cross country, golf, swimming and diving, tennis, and track and field. Women's sports include basketball, cross country, golf, softball, soccer, swimming and diving, tennis, track and field, and volleyball.


Division II Schools


Bellarmine College is located in Louisville, Kentucky. Men's sports include baseball, basketball, cross country, golf, lacrosse, soccer, tennis and track. Women's sports include basketball, cross country, field hockey, golf, soccer, softball, tennis, track and volleyball.


Kentucky State University is Located in Frankfort, Kentucky. Men's sports include baseball, basketball, cross country, football, golf, and indoor and outdoor track and field. Women's sports include basketball, cross country, softball, volleyball, and indoor and outdoor track and field.


Kentucky Wesleyan College is located in Owensboro, Kentucky. Men's sports include baseball, basketball, cross country, football, golf and soccer. Women's sports include basketball, cross country, softball, soccer, tennis and volleyball.


Northern Kentucky University is located in Highland Heights, Kentucky. Men's sports include baseball, basketball, cross country, golf, soccer and tennis. Women's sports include basketball, cross country, golf, soccer, softball, tennis and volleyball.


Division III Schools


Centre College is located in Danville, Kentucky. Men's sports include baseball, basketball, cross country, football, golf, lacrosse, soccer, swimming and diving, tennis, and track and field. Women's sports include basketball, cross country, field hockey, golf, lacrosse, soccer, softball, swimming and diving, tennis, track and field, and volleyball.


Spalding University is located in Louisville, Kentucky. Men's sports include basketball, baseball, soccer, cross country and golf. Women's sports include basketball, volleyball, soccer, softball, cross country, golf and bowling.


Thomas More College is located in Crestwood Hills, Kentucky. Men's sports include baseball, basketball, cross country, football, golf, soccer, tennis, and track and field. Women's sports include basketball, cross country, golf, soccer, softball, tennis, track and field, and volleyball.








Transylvania University is located in Lexington, Kentucky. Men's sports include baseball, basketball, cross country, golf, soccer, swimming and diving, tennis, and track and field. Women's sports include basketball, cross country, field hockey, golf, soccer, softball, swimming and diving, tennis, track and field, volleyball, cheerleading, and dance.

Tags: cross country, sports include, basketball cross, basketball cross country, tennis track, track field, tennis track field

Scholarships For Sophomores & Juniors In High School

Some scholarships can help students prepare for college before graduation.


As students prepare for college, they face the inevitable difficulty of financing their higher education. Thousands of scholarships are available through countless resources, but most of these scholarships benefit high school seniors or those already in college. Students looking to earn money for school in their sophomore or junior years of high school have more limited options, but there are scholarships available.


Ayn Rand Essay Contests


The Ayn Rand Institute, founded on the works of the author and philosopher, supports a number of essay contests that benefit high school sophomores and juniors. The "Anthem" essay contest is open to eighth-graders and high school freshmen and sophomores. Entrants read Rand's "Anthem" and respond to one of three topics regarding the philosophical statements made in the novel. First prize for the contest receives $2,000. Five second-place winners receive $500 each, 10 third-place winners each receive $200, 45 finalists receive $50 each, and 175 semifinalists receive $30 each.


The second essay contest, based on Rand's "The Fountainhead," is open to high school juniors and seniors. Like the previous contest, students are expected to read the work and respond to one of three topic choices. First prize for the contest receives $10,000. Five second-place winners receive $2,000 each, 10 third-place winners each receive $1,000, 45 finalists receive $100 each, and 175 semifinalists receive $50 each.


In both essays judges look for clear and articulate writing, organization and thoughtful content. Any works of plagiarism will be immediately disqualified.


The Ayn Rand Institute


P.O. Box 57044


Irvine, CA 92619-7044


949-222-6550 ext. 247


aynrandnovels.com


Discover Scholarship Program


The Discover Scholarship Program reaches out to high school juniors to provide funds for education and training beyond high school. High school juniors with a cumulative grade point average of 2.75 or higher are eligible to apply for the grant. Student community service and leadership capabilities are examined to determine winners for this contest. The program distributes as much as $400,000 each year; as many as 10 scholarships are available, and each can be as much as $40,000. Scholarship funds are valid for any post-secondary training, including certifications, licenses, college degrees or trade and technical education.


Discover Financial Services


P.O. Box 30943


Salt Lake City, UT 84130-0943


1-866-756-7932


discoverfinancial.com


Chi-Gems Art and Poetry Scholarships


Chi-Gems Inc., an arts foundation, provides high school students the opportunity to win money with their art. The scholarship program is open to high school students grades nine through 12 with a cumulative grade point average of at least 2.0. The program provides six $250 scholarships per year to students who submit essays and artwork. Essays must contain between 250 and 500 words and reflect why the student believes he or she deserves the award. Essays can be need-based (why do your financial needs dictate that you deserve the award?) or merit-based (why has your contributions to your community made you deserving of the award?). Students must also submit artwork, which can include either physical art or poetry. Poetry is limited to 100 words.


Chi-Gems Inc.


25101 La Jolla Way


Laguna Niguel, CA 92677


949-547-9427


chigems.com

Tags: receive each, high school, high school, scholarships available, school juniors, benefit high, benefit high school

Monday, October 19, 2009

Senior Citizens' Education Activities

Senior citizens can benefit from educational activities in many ways.


For many senior citizens, retirement isn't the end of their active years but a time to challenge themselves in a different way. AARP, an nonprofit organization that helps people over the age of 50 live better lives, report that 54.2 million people between the ages of 55 and 79 that were surveyed said that they planned to remain actively involved despite their age or retirement. According to research from as early as the 1990s, people who continue their educational pursuits may benefit from longer, happier, healthier lives because they remain stimulated by new concepts and contacts through lifelong learning. Taking part in education activities can benefit any senior citizen's life.


Advantages of Lifelong Learning


Education opens doors for most people, and for senior citizens it provides a way to learn, connect with others, and develop a new hobby or a new career. This is a time when many senior citizens can claim their life as their own: They are finished raising their family, working a 40-hour-a-week job, and attending PTA meetings. Many senior citizens want to learn or perfect a leisure-time activity, such as digital photography. Some will choose to return to school to prepare for a second career. Whatever the reason, becoming a lifelong learner provides health benefits as well as intellectual ones. Lifelong learning helps keep the mind and memory sharp. It improves self-image and confidence. Taking classes with others also gives the senior citizen a way to meet people with similar interests. Completing a course provides a sense of accomplishment.


College Learning Opportunities


Many senior citizens choose to take classes at colleges, universities and local community or junior colleges. Some colleges offer reduced tuition for seniors and alumni. Classes can be taken either for credit, or not for credit. Most colleges offer classes developed specifically for senior citizens, such as computer skills, tax preparation and travel planning, but there are also some senior citizens who return to college full time to get their degree and even live on the college campus.


Online Classes and Tutorials


Whether looking for a class on world history or a class on make a wedding ring quilt, seniors can find it on the Internet. Many colleges offer a wide variety of credit courses as well as hobby and special interest classes online. AARP offers a driving skills test for seniors, and there are websites on genealogy that provide tutorials on research a family tree. The Small Business Administration offers free classes on computer applications and tutorials on draft a business plan. The Internet opens the door to learning without putting on your coat or getting in your car.


Group Travel and Learning


There is no better way to learn than with a group of people who share your interests. There are groups around the country that sponsor educational trips with a built-in focused learning element. Road Scholar, formerly called Elderhostel, offers educational trips for seniors. The Osher Lifelong Learning Institutes provide member-developed classes that are designed with seniors in mind. There are no tests and no homework. The classes are set in a congenial atmosphere. The Institute of Learning in Retirement has over 400 learning centers nationwide that emphasize education, conversation and travel. Group learning can change the scenery and your outlook on education.








Other Learning Opportunities








Another source of cost-effective classes is at the local senior center, park district, and even religious or church groups. Courses offered can range from crafts and hobbies to music appreciation. Many offer group trips at a greatly reduced price. Some areas of the country offer adult classes as part of their local school district, providing another source of classes and a way to connect to other seniors.

Tags: senior citizens, colleges offer, benefit from, educational trips, Learning Opportunities, Lifelong Learning

Determine College Course Credit







Determine College Course Credit


At many institutions of higher learning, the number of credit hours a course has determines how much a student pays to take the course, whether a student is considered a full-time or part-time student, what a student's GPA is and how much closer the student is to achieving a particular degree. Typically the number of credit hours for a particular course is included in information distributed to students on the first day of classes. If this wasn't done for a particular class or if you need to determine college course credit under a different circumstance, there are some ways you can determine how many credit hours a particular class is worth.


Instructions


1. Look on your official course schedule for the given semester or quarter. Most schools list each course a student is taking on his schedule, along with the instructor's name, course time, location where the class convenes and its number of credit hours.








2. Call the Bursar's Office for your school. This number will be one of the main numbers listed in your local phone book for your college. Tell the representative who answers the phone that you would like to determine how many credit hours you are billed for a particular course. You will likely need to provide the name of the course, the course number as well as the instructor's name. The Bursar's Office is the office at a college responsible for billing students for courses.


3. Log on to your online account with the college. Enter your user name and password to enter into your college's student system. Click on "View Credit Hours." Here, you will be able to determine how many credit hours you are earning for current and past courses you have taken.


4. Check the class catalog for your school for the given semester or quarter. Typically, classes are listed first alphabetically by the name of the area of study like "political science" or "journalism." Then, they are listed by the class number like "101." Look for your specific class name and instructor name to find the listing for your particular course.

Tags: credit hours, determine many, determine many credit, instructor name, many credit

Convert A Fraction To A Decimal

Convert a Fraction to a Decimal








Learn easily convert any fraction to a decimal by following these simple steps.


Instructions


1. It is important to first be able to recognize the numerator and denominator in a fraction before you can learn to change a fraction to a decimal. The numerator is always the number on top in a fraction. For example, in the fraction, 3/4, 3 is the numerator. The denominator is always the number on the bottom of a fraction and represents the number of parts into which one 'whole' is equally divided. If you think about a pizza that is cut into 4 slices, the 4 represents how many equal parts the whole pizza is divided into. In the fraction 3/4, 4 is the denominator. Now that you understand what the numerator and denominator is in a fraction, you can easily convert fractions into decimals.


2. To change a fraction to a decimal, simply divide the numerator by the denominator. So, to change 3/4 into a decimal, we would divide the numerator (3) by the denominator (4).








3/4 = .75


3. Let's look at another example. To convert 1/2 into a decimal, we would divide the numerator (1) by the denominator (2).


1/2 = .50


Any fraction can be converted into decimal form by simply following the above steps. There will be times when the fraction does not convert into an even decimal as in the fraction 2/3, but the conversion is done exactly the same.


2/3 = .667 (the repeating 6 in this example has been rounded to 7)


Or,


3/8 = .375

Tags: numerator denominator, denominator fraction, divide numerator, divide numerator denominator, into decimal, numerator denominator fraction, would divide numerator

Sustainability Grants For Schools

Energy efficient lighting (compact fluorescent bulb).


The United States government, corporations and private foundations offer grants to schools to help make the buildings more environmentally sustainable. These grants supplement the school's budget to actualize green projects, such as lighting retrofits and water and energy-saving technologies. The grants may also include money to cover energy monitoring services to verify energy is being conserved after the project is complete.


American Recovery and Reinvestment Act (ARRA) Grants








Because of the American Recovery and Reinvestment Act (ARRA) funding, many schools now have the opportunity to receive grants to accomplish their green goals. These grants vary from state to state because the federal government allots different states with a different amounts for distribution through various grants. Many of the grants focus on environmental sustainability and a facility's energy efficiency. For example, the North Carolina Energy Office is offering a grant to schools that will give up to $200,000 in funding to integrate energy and water-saving methods and technologies into the campus. Some of these technologies include solar panels, solar thermal water heaters and energy efficient lighting retrofits.


Bright Ideas Grants








Through the Bright Ideas Grants, schools in northern and central California are able to apply for grants of $1,000, $2,000, $5,000 or $10,000 to support a school's environmental initiatives in the following categories: Educational Solar Projects, Green Your School Projects, Youth Energy and Environmental Programs, Professional Development/Workforce Development Programs and Renewable Energy- or Science-Related Field Trips.


Ocean First Foundation Grants


The Ocean First Foundation provides funding through the "Go Green" Initiative to schools within New Jersey's Monmouth and Ocean counties. Each grant is worth $2,500, and 20 are awarded each year. The grants help schools achieve the following initiatives: Creating Green Healthy Spaces; Teaching, Learning and Engaging [about the environment]; Using Resources Sustainably and Striving to be Toxic Free.

Tags: American Recovery, American Recovery Reinvestment, Bright Ideas, Bright Ideas Grants, efficient lighting

Friday, October 16, 2009

How Much Money Put Into A 529 Plan

A 529 plan helps you save for your child's college education.








A 529 college savings plan is an investment account that allows you to save for your or your child's college education. Maximum contribution amounts differ between the two varieties of 529 plans.


Significance


A prepaid tuition 529 plan allows you to purchase future college credits at the current price, according to the Securities and Exchange Commission. A college savings 529 plan, also known as an investment plan, does not "lock in" existing tuition prices, but allows you to invest a certain dollar amount into a savings account that gains money over time.


Function


Although you must pay normal income taxes on the dollar amount of your 529 investment plan contribution, any additional investment earnings are not taxed, according to the Wall Street Journal. However, because prepaid plans cannot earn money, they do not have this advantage.








Limits


A college savings 529 plan had a maximum contribution amount of more than $200,000 as of September 2010. Although no limit for a prepaid plan exists, you contribute funds into the account in a lump sum and installment format, based on the current age of the beneficiary and the number of years of college that you want to purchase.

Tags: college savings, college savings plan, savings plan, account that, child college

Thursday, October 15, 2009

Fashion Colleges In Italy

Fashion Colleges in Italy


Italians are known for their fashion sense, and many of their designers have become household names around the world. Gucci, Versace, Prada and Dolce & Gabbana are some of the most famous.


The demand for more Italian fashion design has created the need for training across the whole spectrum of fashion, and Italy has responded with a collection of colleges where they welcome international students.


Identification


Milan, which is considered the fashion center of Italy, has more fashion colleges than any other Italian city. Domus Accademy, where 90 percent of the student body is international, offers bachelor's and master's degrees in fashion design. Also in Milan is the Istituto Artistico Dell'Abbligliamento "Maragoni." This school has granted over 25,000 degrees in fashion design, including to the world famous designers Franco Moschino and Domenico Gabbana. They offer a four-year program in fashion design, and master's degrees in fashion adminstration, product management and design, among others. Other Milan fashion colleges offering degrees in fashion design are the Istituto Carlo Secoli, Istituto Europeo di Design, Nuova Accademia di Belle Arti, and the IMB Istituto di moda Burgo.


In the city of Bologna, there is Associazione Vestis, where it offers a master's program in product management.


Scuola di Moda Vitali in Ferrara offers stylistics, fashion design and sartorial pattern making, among others.


Fashion Art Italy near Florence offers training programs for design industry professionals seeking ways to expand and promote existing products.


Rome has at least two fashion colleges: Accademia di Moda e Costume and Accademia Koefia, which offer degrees in fashion and costume design.


Considerations


When reviewing Italian fashion colleges, consider your areas of interest. Do your talents lie in dressmaking or hat design (millinery)? Shoes and leather accessories? Fashion schools change, and it's important to know if your interests are compatible with their current curriculum.


Significance


When looking up Italian fashion colleges on the Internet, their websites may show up in Italian. If you go back to your search, you may find an English site; or, if you click on "English" on their existing site, you'll get an English version.


Potential


The Study Abroad-Italy (SAI) program is unique because the fashion programs affiliated with it have no language requirements. The Domus Academy of Milan is one such school. The Study Abroad website has other relevant information.


Training for Today's Fashion Design Professional


In today's world of fashion, designers must be multi-level professionals, able to manage both the business and creative aspects of the fashion world. Italy's fashion colleges are prepared to train their students at all levels of the field.

Tags: degrees fashion, fashion design, fashion colleges, degrees fashion design, Italian fashion, among others

Interior Design Colleges In Australia

Interior design schools in Australia are offered at a various institutions.


Interior design programs in Australia are provided at universities, polytechnic institutes and architecture schools located in different parts of the country. Courses in interior design are available at the diploma, bachelor's and graduate levels. The programs will prepare graduates for exciting careers in fields like furniture design, curatorial design and event planning.


Whitehouse Institute of Design


Located in Sydney, Whitehouse Institute of Design is a private college that is accredited by the New South Wales Department of Education and Training (DET). The institute offers bachelor’s programs in fashion design, interior design, styling and creative direction. Among several other affiliations within the design industry, Whitehouse institute has a partnership with Academia Italia Arte Moda Design in Florence Italy, which awards exclusive scholarships to Whitehouse Institute graduates in fashion design, textiles and interior design. All programs run for three years; the interior design course will provide students with a solid foundation in the creative application of design. Course highlights include architectural drafting, construction and material knowledge, and hands-on training in the application of interior design. Graduates from the program will be well equipped to compete in national and international job markets.


Whitehouse Institute of Design


Level 3, 55 Liverpool Street


Sydney NSW 2000


Australia


011-61-029-267-8799








whitehouse-design.edu.au


Oceania Polytechnic Institute of Education - OPIE


OPIE was established in 1988 and is located in Melbourne. The institute provides training in architecture and design. Prospective students can enroll in bachelor's degree and diploma courses in architecture, interior design, interior decoration, building and surveying and drafting. The diploma program in interior design is a three-year course; students can choose to specialize in a diploma of arts course in interior decorating and design or advanced diploma courses in interior design. The program will equip students with relevant skills in aesthetics, marketing and product construction.


Oceania Polytechnic Institute of Education


Level 3, 446 Collins Street


Melbourne Vic. 3000 Australia


011-613-9663-3129


opie.vic.edu.au


RMIT University


RMIT University provides bachelor's, masters and doctoral programs in architecture and design. Students enrolled in bachelor's degree programs at RMIT can select from a wide array of specialized fields in fashion, industrial and interior design, and landscape architecture. The interior design program is offered at the bachelor's and master’s levels. Career changers can also enroll in "short and single discovery" courses in interior design. The courses run for three days; students will learn about space design, bodywork and the creative process.


RMIT University


GPO Box 2476


Melbourne VIC 3001








Australia


011-61-399-252000


rmit.edu.au

Tags: interior design, interior design, Institute Design, RMIT University, Whitehouse Institute, Whitehouse Institute Design, architecture design

Famous Schools Of Music

Berklee College of Music's Commencement Concert.


The United States boast a number of world famous music schools. Each provides burgeoning musicians the chance to hone their talents in the company of top teachers in the field. These schools have produced top artists in every genre and continue to draw students from around the world. Acceptance can be difficult with a highly competitive application process.


The Juilliard School








The Juilliard School was founded in 1905 by Dr. Frank Damrosch. Students come from around the world to attend this New York City institution. A limited number, around eight percent, of students are accepted. As of 2010, there are 600 students in the music division. Programs cover a wide variety of subjects from individual instruments to orchestral conducting. Undergraduates can receive a Bachelor of Music degree or diploma. Graduate level degrees are also available such as Master of Music or Doctor of Musical Arts.


Berklee College of Music


Berklee College of Music is a non-profit college in Boston, Massachusetts. As of 2010, more than 4,000 students from more than 75 countries are enrolled. The school began in 1945 and offers 12 majors for students resulting in a four-year baccalaureate degree or professional diploma. Examples of majors include composition, film scoring, performance and music education.


Jacobs School of Music


The Jacobs School of Music is located at the Indiana University in Bloomington. It became the school of music in 1921 after originally being founded as the department of music in 1910. There are more than 1,600 students at the school as of 2010. Bachelor of Music Degrees in several courses range from jazz studies to early music with instrumental emphasis. A recording arts degree, Bachelor of Science in Recording Arts, is also available.


Eastman School of Music


The Eastman School of Music is part of the University of Rochester in New York. As of 2010, the school had around 900 students with the highest concentration of international students for any music school. Bachelor of Music majors include composition, music education, musical arts and theory. A World Music Certificate offered for students to focus their education toward international music.


Oberlin College and Conservatory of Music


Oberlin College and Conservatory of Music is the oldest operating conservatory in the United States. Open since 1865, it is the only prominent music school connected to a liberal arts college. There are 31 applied areas as well as undergraduate majors such as music history and composition. Also, a Master of Music in several courses of study offers subjects like Opera Theater and Conducting.


Shepherd School of Music


Shepherd School of Music is at Rice University in Houston, Texas. The school began with an endowment from Sallie Shepherd Perkins. Departments cover topics such as brass, conducting, woodwinds and opera studies. Several ensembles are also on hand in addition to a symphony. Programs offer Bachelor, Master's and Doctoral degrees.

Tags: School Music, Bachelor Music, Berklee College, Berklee College Music, College Music, more than

Wednesday, October 14, 2009

Avoid Wage Garnishment For A Student Loan That'S Already Paid Off

With the high costs of college tuition, accumulating student loan debt is virtually unavoidable. It is not uncommon for a former student to pay off their student loan debt, yet still face a garnishment action by a creditor. Here is avoid garnishment for student a loan that has already been paid off.


Instructions


1. Consult an attorney. Ask your attorney about your rights under the Fair Debt Collection Practices Act (FDCPA). Be sure to obtain a copy of this act.








2. Contact the lending institution. If they are still in business, explain the situation and ask for copies of cancelled checks.


3. Contact an organization such as a bank, credit union or a federal reserve that specifically handles this situation.


4. Gather any proof of payments. Look for letters from lenders. Gather your past tax returns. Contact the school you graduated from to see if they can verify your loan standing.


5. Contact the Department of Education or other creditor directly, and provide them with this information.


6. If the creditor continues to harass you, send them a letter clearly stating that the debt has previously been paid. Your letter should demand they remove your account and personal information from their records; firmly state your expectation to not hear from them again; and warn them that you will consider any further contact as being in violation of the FDCPA.


7. If the creditor continues to threaten a garnishment action, immediately report them to the State Attorney General and the Federal Trade Commission. You should also retain an attorney and pursue legal action against the creditor.

Tags: student loan, been paid, creditor continues, garnishment action, loan debt

Calculate An Early Pay Off Of A Personal Loan

Calculate an Early Pay Off of a Personal Loan


Paying off a personal loan early can save you money by limiting the amount of finance charges you pay. To calculate an early payoff, you will need to know the remaining balance and the interest rate. You can use a loan calculator to get the payoff amount. Your loan term can be shortened substantially when you pay off a personal loan early. The monthly payments you save can be used to pay other debts, or for savings or investing.


Instructions








1. Find out the remaining balance on your personal loan. Once you get your outstanding balance, you can begin to calculate the payoff amount. Take the annual percentage rate and divide by 360 days, times the number of days since the last payment was received to the payoff date, times the balance. If your personal loan balance is $3,500 and the interest rate is 7 percent and it has been 14 days since your last payment and you want to pay off your loan in 10 days you can calculate your payoff.


2. Do the calculations. Take 7 percent, for example, and divide by 360, times 24 days for the payoff, times the balance. If you last made a payment on December 1 and today is December 15 (14 days since you last paid), and you want to pay your loan off on December 24, you will need to add interest in the amount of $15.64 to the balance. This represents 23 days of interest. If you last paid on December 1, interest has already been calculated up to that point and it was paid from your last payment. Interest accrues daily from December 1 to December 24. Your total payoff is $3,515.64.


3. Make sure you have enough time to get your payment to its destination. If today is December 15 you should have plenty of time to get your payoff to the lender by December 24, even if you are mailing it. If your payment is received early, the lender may owe you a balance refund which will be 65 cents for every day the payment is received prior to December 24. If you are making your payment online, you can probably submit it the same day it is due. Any payment received after the payoff date of December 24 means that you will owe more money. You will need to pay 65 cents for each day your payment arrives after December 24.








4. Wait for written confirmation. The lender will cash your check and send you a copy of your promissory note stamped paid. This will serve as proof that you paid off your loan. A canceled check can also be used as proof.

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